I was considering the hard folding from fold a cover however u have to cut the bed liner slightly to mount a bracket. Not good for a lease, especially if you want to keep the cover when you turn in the lease. Also you have to raise the cover to open the tail gate.. Doesn't seem to make sense. I too have to buy through the dealer and don't really know which cover to get.
Now I'm consider the soft tri fold as well. Seem to be the best for my needs. I have to purchase through the dealer as well and confused on which one to get.