If you have the roof rack cross rails then I'm almost positive it is coming from the rear one. I had the same issue going over bumps could hear a rattle that seemed to be coming from the rear. If you open up a rear door, stand on the sill plate, then hit the chrome section of roof rack you should be able to duplicate the rattle. I was unable to tighten the cross rails enough to keep from rattling so I stuck some tape in the gaps at the end of the rails where they slide into the female fitting. If you need a picture let me know.