Insuring a 6.2 vs a 5.3

[3000gt]

I called and recently got quoted around $160 a month for my truck after giving my VIN.  When i did an online quote, no vin was provided just the 4 door AT4 selection and was quoted around 100 dollars a month.   I assume since i provided my vin the quote increased due to it being a 6.2.  That is an extra $700 a year.  Did I miss something or is this to be expected?

Same rate/coverage on both quotes BTW

[Mikebtte]

Insurance quoting i latterly random. No insurance underwriter will ever write the same as another. Call multiple places and get quotes.

I had USAA quote me $120 a month and in the same day Farm Bureau quoted me $750 for a whole year. Everything the same on coverage, I compared them side by side. Get Quotes!

Edited September 20, 2019 by Mikebtte

[asalinasz39]

Try several  locations. Geico is my current insurance @ $90/month  

[Sjordan]

I would call around, state farm for me was about 90 for a trail boss.

[aha1987]

1 hour ago, 3000gt said:

I called and recently got quoted around $160 a month for my truck after giving my VIN.  When i did an online quote, no vin was provided just the 4 door AT4 selection and was quoted around 100 dollars a month.   I assume since i provided my vin the quote increased due to it being a 6.2.  That is an extra $700 a year.  Did I miss something or is this to be expected?

Same rate/coverage on both quotes BTW

I am a State Farm agent in Alabama. There are a lot of factors that go into determining rates. That is a big difference though. I'm not sure what company you got a quote from but I would call back and speak to someone and ask them why such a big difference.

[BlackBearPerf]

When you call in and they run reports, credit, driving hist, get VIN and all that, the price can change from the online quote that usually doesn't take that info into account. I agree with the others, call and find out what changed the premium, and of course keep getting quotes from everyone. 

[Sierra Dan]

I am with State Farm and they said there is no difference in cost to insure between the two engines back when I had the same question during my truck search.

Many factors will be based on age and your insurer.

 

[Thomcat]

And I thought I was getting screwed!  GEICO total $1800/yr. for a '19 RST, ''18 Traverse Premiere and '18 Malibu LT.....for maxed out liability coverage and only $250 deductible on comp/collision on each, plus maxed out uninsured motorist coverage (for when traveling through a MD sanctuary city). Probably helps that I've been insured with them for 48 years and get a load of discounts for safe driver, Gov't employee discount, retired over 50, etc, etc. plus guarantee of no drop lifetime coverage.

[MacLaren]

I'm in NC with a 5.3 and I go with Farm Bureau. 

[Colossus]

I use these folks, they looked around and found a great deal for me on auto and home. 

 

https://www.zanderins.com/other-insurance/auto-insurance

 

 

[SeTex]

$114 a month with Allstate.$250 deductible 

fully loaded Denali 4x4 6.2l

Edited September 23, 2019 by SeTex

[Wiggums]

Wow, I'm in California and I pay only $70 a month for mine but I drive about 250 miles a month. I am mostly using the car for now but will be buying a new truck to replace it.

Edited September 23, 2019 by Wiggums