Glad you're alright. I'd be surprised if they don't fix it. It's not totaled... may be close but IMO insurance is going to repair it. If not, as already stated, get the FULL REPLACEMENT value for the truck. Been through this multiple times. If you have any questions brother hit me up.
I like the Fuel, XD or Moto Metal brands. Have you checked those out? I ask because they have many options for black/chrome or black/milled styles. I have Moto Metal MO962's. They are 20x12, I love the wheel. I'll attach a pic for ref.
I think it's just right. The side wall doesn't bulge as much as it would with either a x10 or x9. But at the same time there is less stress on the bead. They are not over stretched, so the rim is in no real danger of being damaged. Just some ideas and my point of view.
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