Tyler, The only thing I can guess about you is you don't fish, hunt, camp or go anywhere on vacation. I'm a hard core Cajun in South Louisiana and we are only 50 miles from saltwater. I laugh every time I watch some neophyte with a 2wd launch a boat at our boat landings. I have pulled more than one from the water or mud. We also have some woods and swamps that have what we call " Gumbo Mud". You will not access any of these beautiful area's with your 2wd unless you have plenty to eat and drink along with a good supply of mosquitoes dope.
From the sound of it, you have never been off any road that is not covered with concrete or black top. You should not make such general observations with out having more road time. Take Care, Fairshake