Here is what I found after a little investigating. Seems to be coming from a broken body weld behind the dash. Will be making a trip to the dealership tomorrow!
I should have gone with the 295/60r20 (0.7" taller). No rubbing at all. I've always run the BFG A/T on my trucks but wanted to give the toyos a try. They are a little louder than I expected but overall ride pretty well so far.
"Black and machined with dark tint" is what the Fuel website says but the wheel itself is black and the spoke accent is sort of an anthracite color with a hint of brown if that makes sense.