As everyone has said. Turn it into Farmers and get it fixed and let them argue it out. Had something similar happen a few years ago and drove my truck for two weeks jacked up dealing with other ins co, then they denied to pay. I had a police citation written to other driver and they still declined paying. Turned into my ins and had it fixed immediately. Had to pay the deductible. Took State Farm just over a year to win the case and I got my deductible paid back to me. No increase in my insurance. Good luck.