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nycrdknglouis

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Everything posted by nycrdknglouis

  1. Thanks Codman67, Dealer's Parts Dept, request a VIN. Today, what I'm doing is looking for used trucks for sale. Some for sales ads, have VINs. Then, I see if they have Power Seats (No heated or Memory seats, just power seats)...then, using those VINs, call a few dealers to see how far I go.
  2. Reading this thread inspired me to replace my manual seats in my 2015 Silverado LS for Power Seats. Only thing is I don’t know how to order the wiring harness. I was told, "There is no simple harness to add for the seats. You cannot even order one. GM orders through the VIN number and you will just keep getting the original harness. The harness in question as the one I replaced in the cab. It runs throughout the cab. This is all to keep people from doing exactly what you want to do. GM wants you to buy a loaded truck from them" So, I am wondering if anyone here in this forum has a Silverado from '14 to '18 with 10 Ways Power Seats but no Heated and/or Memory seats...if you could share a VIN so I could order the harness based on that VIN....or, advice on how to do this bypassing the GM harness ordering. In advance, thank you.
  3. Still, right now, you could apply to a Credit Union and get a much better rate. I use one is called Digital Federal Credit Union. I think their rate today is 3.49% And there is one for the military or family of the military called Pentagon Federal Credit Union. For new vehicles, 1.99%...can't beat that.
  4. If your FICO score is 830, you could get a much better rate with a Credit Union. Many credit unions online have less than 3.5 % APR.
  5. My last vehicle purchase was Sep 2015. I got a deal and among other things, because I financed with GM they gave me $1500 off...but, as soon as I find out the GM loan account number, I paid it off with a Credit Union loan with much much lower finance cost. Now, they are requesting at least 3 months payment at their rate...so, what to do to get the "Financing with GM" deal?...take the deal and paid off the loan minus first 3 months difference with a loan to other financial institution and I am sure the new financial institution will wait up to those 3 months to get their title if that's what they do in your state. My Credit Union, gives me 60 days to send the title with a lien under their name.
  6. When you are in sale, there is a thing called multiplier. If you sale 100% of your quote you get 100% commission. But if you sale 105% you get more than 105% commission. If you go 110% even much more than 110% commission. Same with dealers. Not even the sales people know the real price of a vehicle. Commissions are disbursed quarterly...so, early June, how anyone could possible know the real price?...what if they don't meet quote or if their surpassed it? At the same time, a sales Mgr, keeps all sales force informed exactly where they are in a weekly basis, so, they know how far they may "discount" a vehicle to secure a sale. Now, my formula is not to rush and to shop, to shop and shop more until I am comfortable with a deal.
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