To reply to some of the latest posts.....I have been looking at the current offers and if I get the TurboMax engine almost NONE of them have the trailer brake controller installed and I need that for the 21" 2 ton travel trailer I tow. And I am not so sure that Turbomax engine would do well towing my camper here on our hills in New England. If I look for a truck with a 5.3 liter V-8 and trailer brake controller I get those high payments IF I can find a truck outfitted with those options.
Seeing as my current leased truck only has 28,800 miles on it and as I know how it has been maintained and knowing how well it runs I'm just going to bite the bullet and pay the buy out price when my lease is up.
And I had also looked into getting a different brand of truck but with leasing from Ally, no local dealers wanted to have anything to do wit me. Seems like Ally does NOT play nice when you try that (and I have heard that from ore than one local dealer).