I ended up filing a lawsuit against the other driver in small claims court, because his insurance company only wanted to give me $1,800. 3 days after the sheriff served the guy, his insurance company was calling wanting to settle. They have me, my appraisal fee, and full diminished value claim. They also paid me what it cost me to file the lawsuit. The only thing I didn't get was the $60 fee I paid to the sheriff to serve the guy. It was amazing how willing they were to pay, when they knew I wasn't messing around. Good luck with your claim.