Well in the amount of time I've been driving I've had no accidents but my truck was hit lastnight while it was parked. The kid slammed it so hard it bounced about 15 to 20 feet forward. The bumper is caved in, the bed is bent and hit the back left corner of the cab, left rim is crushed in, the leaf spring is bent and the rear axle is forward of the bump stop about 6 inches. Figures I just put tires on it 2 weeks ago and started changing driveline fluids. I'm wondering if insurance is going to fix this or total it out. Any thoughts?