Yeah, probably depends on personal situation. For us, a 5er is a “possibility”but not really something we are planning on. The plan is to keep the bumper pull and add bed rack for hauling kayaks etc. Wasn’t worth waiting on that since a 5er is a big maybe for us. But if it’s definitely in your plan, makes more sense to wait. FWIW my dads been hauling his massive Montana 5er with his truck with aftermarket gooseneck setup with zero problems for years. Makes it easier for me to skip it now in favor of getting the truck sooner. Crazy high value on my trade-in was a motivating factor on wanting the truck sooner too