I took it to the installer today and have good news. We gave it some thought and he was going to make some adjustments. Then I said, "my friends on gm-trucks, talk about moving tonneau covers forward to handle this." He looked at it and said that he could probably move it up a 1/4 to 1/2 inch and would try that. It pretty much worked. There's just a little lag before the tailgate drops, but it does drop. Maybe it will loosen up in time.
In reading here and thinking about it, there seems to be a balance between the cover letting the tailgate operate correctly and letting water in. There will be plenty of rain this weekend, so I'll see if it leaks. Frankly, I can live with a little water intrusion over it not operating correctly. I suspect the water will just run down the tailgate and drain. It's not like the bed it's made to shed water. Plus, I don't have anything in it except my clubs and a little (stress "little") water isn't going to hurt anything. It's not a car trunk after all. We'll see if he got the balance right. It looks like there's a good chance he did.
Now, just have to keep an eye on my rear slider for leaks. But that's another thread.