If your car catches fire due to a manufacturing defect while it’s still under warranty, the coverage depends on the specific circumstances. Here’s what you need to know:
Car Insurance Coverage:
If the fire occurs due to an auto accident, your collision insurance generally covers the damage.
For non-accident-related fires (e.g., lightning strike or vandalism), comprehensive insurance can cover the damage1.
Warranty Considerations:
If the fire damage is due to a manufacturing defect, it’s essential to report it to the manufacturer.
However, environmental disasters (fire, flood, etc.) are typically not covered by the automaker’s warranty
Looks like we are both right, i would first bring it to the attention of the selling dealership and GM just like what it says here with a chat gtp search. It also states that even a comprehensive claim can maybe affect future premiums rates and that is why i would exhaust every other angle before calling the insurance company for a payout! As long as modifications have not been made to the truck i dont see why anyone would think the manufacture has no responsibility here, this is not the first gm truck that has ignited itself here, i have seen this here a handful of times now..