You're right about that. My little 19' trailer tongue weight is over 700 lbs when the fresh water tank is filled. You're probably going to have a much larger trailer. My 2016 payload started out at 1572 lbs, but when I added the canopy, nerf bars, air bags, cargo mat and mud flaps my payload capacity dropped down to 1310 lbs. Subtract 750 lbs for tongue weight and hitch weight and I only have 560 lbs left for me, the wife, the Labrador Retriever, a generator, gas can, cooler, fire wood and everything else. It simply wasn't enough. That's why I bought the 2019 with its 1910 lbs of payload. I only added steps and a soft tonneau cover, which still leaves me with 1850 lbs of payload capacity. Now all my weights are within limits and the 6.2L pulls my trailer through the mountains at the speed limit without straining.