Hey everyone, My wife and I recently bought a 2019 Silverado 1500, and we got a letter in the mail yesterday from Ally Financial saying that our request from them had been denied. I'm assuming the finance department had them as part of their search the day we purchased, but we ultimately went with a local credit union. Ally was never mentioned to us during this part of the process. No biggie. I know they usually shop several places for rates. Anyway...the issue...Ally claimed to have denied us because of the FICO score and subsequent reasoning for their said score on each of us. So, to elaborate... Ally's letter listed each of our Experian scores. We were both over 840. Our SageStream scores were each just over 700. SEVEN. HUNDRED. Their reasons were we didn't have enough credit cards, our oldest account was not old enough(over 12 years isn't long enough?), not enough trade transactions(whatever that is), and our area codes in our phones didn't match the one of our current address(seriously). Has anyone else gotten a similar letter from Ally? I'm not too concerned as our other scores were all fine. I've just never heard of this company before, and when you read online about them, it's all very similar. Scores that are even farther apart than ours were. Very interesting and almost shady, and depending on what you may be financing, if the company uses them for your score/report, it could make for an interesting time even if you have perfect credit. Just very curious what others experiences have been... Sent from my SM-G965U1 using Tapatalk