My personal opinion is...don't do anything for a while. The automotive market, new & used, is heading toward a difficult time. Do a search on YouTube about this & draw your own conclusion. Used cars dealers inventories are not selling. If you look at Chrysler, Dodge & Jeep, their current inventories are quite high, like over a year at current sales. And with the new auto workers contract, price of new cars will be going up. Again, just my opinion. Do your research.