Credit Card Fraud

silverado08 · March 4, 2008

I'm always very careful about buying on line with credit cards. I always try to buy from someone with PayPal. No matter how careful you are, somehow they get you!!!

Ok, last October I get a call from my credit card companies about suspicious charges. First charge was $25 at a flower shop in California. Then $135 and $580 for medication at some pharmacy in California. Finally, $850 at some Coconut Cabanna shop in of course California! The credit card company was great with everything ,cancelled the account and issued new cards. Didn't have to pay anything thank goodness.

This morning it happens again with a different credit card that was not even activated. Basically the same thing, small charges at first to test the waters,then larger amounts after that. Again, all charges are in good ol' California! I closed this account.

No offense to anyone here that lives in California.

What is your input.

Zembonez · March 4, 2008

No offense to anyone here that lives in California.

That's it! Let's saw California off and send it adrift as a new island.

Grip72 · March 4, 2008

i went thru a two month ordeal with paypal

some dude was hacking my account and tried to spend over $7000 of MY money (that i don't have)

it was tough to deal with..but finally got it finished and i was ok..but still a huge pain in the ass

Scyry · March 4, 2008

Had my debit card number stolen twice. Both times took a month to get it straightened out. You don't get your money back right away, so when it is your bank account, instead of a credit card, it really screws up your life. No money for bills. No more debit cards for me. Atleast with a credit card you are just disputing what you owe, not what you had.

insainiac · March 4, 2008

I closed out my paypal account....I started getting emails from ebayers thanking me for purchasing online gold ???? from them....there were 13 transactions prices ranges from $1.00 to $300.00 each and they added up to almost $2000.00 ....paypal pulled the money for everyone of them out of my checking account and I had to go to my bank and sign an affidavit for each transaction and then the bank had to battle with paypal to get the money back into my account.....it took about two weeks to get it all back in my account...supposedly whoever was doing it was overseas and buying some kind of fake gold that they can play online games with ....guess it was some kind of code they would buy from the seller...anyways my bank thinks that it was some kind of money laundering scam.....I did start another paypal account later because we were purchasing a puppy from a breeder in Michigan and that was the fastest way that I could get the deposit to her (someone else was possibly wanting her too and I didn't want to take the chance of losing her) anyways....I didn't put my checking account info, just credit card since legally if something happens you are only responsible for the first $50 they charge...

GMSea97 · March 4, 2008

I guess I have been lucky. I have never had it happen to me, I don't even carry cash anymore. It will happen now that I said it hasn't.

insainiac · March 4, 2008

I guess I have been lucky. I have never had it happen to me, I don't even carry cash anymore. It will happen now that I said it hasn't.

Yea, I seldom carry cash either.....have had my debit card double charged by three different local businesses ...all restaurants.....I keep a really close eye on my account...I am pretty sure none of them were intentional....one of our waiters that we have often, accidentally put the full amount in as his tip so our card was charged $80 something instead of $40 something...he tried to call the credit card company they use and we waited two weeks and it still wasn't removed ...so we just didn' pay the next couple of visits....then I saw a debit for $235 one day that said pending and I couldn't think what it could be ....it was where I buy horse feed the old man that owns the place accidentally put that in instead of $23.50 his wife corrected it that night when they closed out and it still took almost two weeks to get the amount off of pending.....so whenever they do this, it puts a hold on that amount until it is corrected...pain in the butt!

Zembonez · March 5, 2008

I keep a hundred bucks or so in my wallet for emergencies but my debit cards get all of the duty (my bank guarantees all of my funds). We don't do credit cards... paid them off and destroyed the cards about 5 years ago. Was the smartest thing we ever did.

Spoonman · March 5, 2008

About two three years ago I get a call about 7:30 am on my cell, given from my home machine, from one of my credit cards asking about some big transactions. They were all unknown to me, she advised that I immediatly cancel every thing (all cards) and issue Fraud alerts with all three credit bureaus and gave me the numbers, very helpful, I was impressed. I immediatly did what she requested.

This is where it gets good. About lunch-time I get a phone call from a Tyler, TX police detective telling me that they arrested some Nigerian national trying to withdraw $10K from an account in my name at a Bank of America. Evidently someone had cashed a convenience check or something into that account. He told me that a fraud alert came up on my name ans SS# so the bank called the police becouse it was suspicious. He could not prove he was me and got busted. He told me thay were going to pursue a Federal case but I never heard to final outcome, Tyler is about 5 hours from me.

The credit card co. recovered almost all of their money, I was only asked to tell how my info got out. I could only guess that somebody went thru my trash or something. I was glad that somebody got caught. I do shred most everything now.

Draenor · March 5, 2008

I'm going thru it now.

Bad thing is I know who did it , but legally I can do anything, yet. And I'm not gonna incriminate myself on here on what might be done illegally.

No offense to anyone here that lives in California.

That's it! Let's saw California off and send it adrift as a new island.

thecraft · March 7, 2008

Some people just suck... 'nuff said.

gave20 · March 7, 2008

I had my visa card number stolen just a few months ago. I'm not sure how they got it, but they racked up $900 worth of charges in a few days. They bought everything online from video games to dope, Cabelas was real good about it and in the end I was able to keep the cabelas points i received from his charges. So in the end I came out ahead $20.

Wingnut · March 10, 2008

You can buy dope online?

WTF?

ws6_guy · March 10, 2008

i'm 19 & haven't had any problems yet but im being very very autious of whom I buy from. I'd like to get a separate savings account just for ebay to play safe.