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Imcrazy

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Everything posted by Imcrazy

  1. Yeah, given the miles I put on my vehicles in 20 years my wife's car would have 300k miles on it, my truck would have 500k miles on it... Given that my wife not mechanically inclined at all, I like to have her in a new car, I couldn't see having her running around in something with 100k miles on it that is 10 years old, her safety is way more important to me than milking a car till the wheels fall off... I look at vehicles from a different perspective than you do clearly... Maintenance adds up and IF you have to pay someone to do it for you because you don't have the time, tools or facility to do the work it becomes very expensive quickly... Paying cash for a car is one of the most short sighted financial decisions you could make... Whenever 0% financing is available on a car, tractor, etc smart money is to take it unless you're giving up dollars off the purchase price to do so.. I can see the forest just fine, I just choose to have my forest include all my financial / life decisions not just my car purchases... I like to eliminate my liability for a vehicle by entering into a lease that guarantees the amount of depreciation I will pay.. I prefer to buy things that appreciate or hold their value, cars just sink like a rock and are nothing but an expense... Now this all assumes that I can continue to get super cheap leases, it helps having an 750- 800 credit score and enough cash in the bank to pay the lease up front (not that I ever would pay a lease up front) If lease price climb and I can buy a 1-2 year old car with 12-20k miles on the clock for $50-60 a month more on a 72 month loan than I could lease the new equivalent for then I might be able to justify the liability of owning another car... I don't mind owning / borrowing money to 'buy' my truck because my employer basically covers my car payment and I am running around in 'my' truck on their dime so if I have to sink $500-$1000 a year in maintenance cost into it, it's easier to stomach... Not sure why you'd think it's financially sound to not have full coverage on a $30,000 piece of gear that you're putting on public roads where you have almost no control over the fact that some drunk or distracted driver could cause an accident that would destroy the value you have in the vehicle?? Maybe you have a few million bucks in the bank and you're in a totally different league than I am.. Doubt there is much of a point of seeing who 'comes out ahead' because really, that is such a subjective thing, we're probably both coming out a head in our own needs / situation... If you like keeping cars for a very long time and you're able to work on 'em and make 'em last for a low cost then great for you, I just prefer to treat cars as use items and replace them frequently..
  2. I checked out a trail boss at the local dealer, pretty goofy looking with the lift and same size as stock tires... Also I am assuming due to the lift the trail boss 5.3 had a 2 mpg lower fuel economy rating than the LTZ sitting next to it..
  3. X2 Come on man, people are stupid because they have a truck with more ground clearance? That kinda makes you look like the one with a low IQ man..
  4. No offense but, you're not considering all the facts...I've leased about 10 vehicles for my wife and myself and to date I've probably saved about 25k over buying the same cars but, I am a very good shopper... Just on the current vehicle my wife is in I saved $5600 over buying... Lease payment for 3 years is $235 x 36 mos = $8600, buying that same car over 36 mos =730x36 = $26280 - the trade in value of the car once it's paid off in month 37 ($26280 -$12000) is a cost of $14,280 - the lease payments made = $5600 saved over 2 years.. Saying that the full coverage adds to the cost is a false argument, if you're buying a $25k vehicle and not fully insuring it you truly do not understand money one bit.... Giving up your cash when interest rates are 0% or very low cost financing options are available doesn't make sense, you should leverage your cash in other areas of your financial plans...
  5. IMO if you're driving 12k miles a year or less and the monthly payment with NO money down is at least 20% less than the 72 month buy payment with NO money down then leasing is where it's at... BUT, that 199/24 month lease is NOT the correct payment description it is $3700 first month payment then 23 payments of 199... This IMO is where lessors scam people to be real the lease payments are $354 a month... ($3700/24) + 199 = $354 a month... Still a good deal IMO but, don't put the $$ down... If you wreck the truck in month 2 and it's totaled your insurance CO will simply pay off your remaining lease payments and you're out the $3700 you prepaid on the lease... I like leasing because cars depreciate like a freaking rock with extra rocks tied on them rolling down a steep teflon coated greased slide... At least with a lease you know exactly what depreciation you're paying for.. OH and on top of that depreciation they wear out brakes, tires, shocks etc and you've gotta fix em while shelling out $3-600 a month on a loan payment because they're so damn expensive most people can't afford to pay cash for 'em so you have to get a loan for the better part of a decade just to cruise around in one! I drive for work and work pays my truck payment so I'm running 25-30k a year hence why I got out of leasing and don't really mind the $500 a month car payment because like I said I don't pay it, my employer does plus my oil changes and all my miles when I'm driving for work but, if not for that I would continue to lease... My truck needed all new shocks and front springs at 45k miles, if I had not done the work myself I would have been out $800 for the shop to do it, as it was I dropped $400 on parts.... For a 2-1/2 year old truck... Add that to my yearly expenses and look at how my monthly cost skyrockets for this year..
  6. It's much better now than it was when they switched in the mid 2000's... I had an 08 Civic that was pathetic...
  7. Factory paint has been water based since at least 2005 ish +/-, you can thank Democrat tree huggers / the EPA but, we probably saved some endangered gnats or horse flies by making the switch to water based, it's better than it was when it first came out... The paint they use to repair will be the same stuff used at the factory....
  8. Replaced the front struts with Gabriel ready struts and rear shocks with KYB Gas A Just units... 47k miles on the ODO and those OEM units were all shot.... These new ones ride much nicer and the pre-loaded struts made install a piece of cake. Local Chevy dealer wanted $800 to install the same OEM carp that came on the truck and a couple of local shops wanted $8-900 t install comparable stuff to what I got from Rock Auto for $350 shipped... Total time to install was about 3-1/2 hours with the help of my Dad.
  9. Looks good, when I had my 14 Sierra this is exactly what I did to it... On my 16 Silverado there is still a lot of plastic left once the air dam is removed so no cutting required...
  10. Looks good to me but, probably will buy an equinox for the wife instead. Sent from my iPhone using Tapatalk
  11. Freaking A HOLES... Low lives... Thieves really piss me off.. Stupid fools should get a job.
  12. Cite all the data you want, there is no replacement for displacement... Turbo charged v6's in trucks don't seem like a good recipe for long term durability...
  13. I was lumping ford in there with there ego boost 2.7 and 3.5. Sent from my iPhone using Tapatalk
  14. I do not understand the interest in this tiny motor. Wish they’d bring the good ole 350 back, make the 327 the base motor and ditch all these tiny motors. Full-size trucks just don’t make sense with out a V8. Strange times we live in these days. There ain’t no replacement for displacement. Sent from my iPhone using Tapatalk
  15. I dunno if I would be willing to spend the $$ but, yeah it would sure be nice... I also drive a lot for work and personal and I fill up about 2x a week as well... Better than my wife's Malibu - that thing only has a 13 or 14 gallon tank!
  16. Nice trucks guys, it seems that this config. is pretty pricey in my area, looks like I can buy a double cab with the same equipment for 2-3k less than a regular cab.... Looking at LT models at least i didn't look at LS or WT..
  17. Nice... I use mine almost every day that the weather permits windows down, makes for a very nice flow throughout the cab...
  18. FYI 275/65/18's fit w/o a level and IMO look good, it's what I have on my truck..
  19. Not high mileage yet but, 40k on my 2016 and due to my new job I'm going to be doing 25k a year so I guess on an annual basis I'm running kind of high mileage.
  20. The tonneau cover on my truck combined with a little weather seal keeps my bed 99% dry and if I did a little more work I could keep it 100% dry...
  21. Looks great Sent from my iPhone using Tapatalk
  22. https://shop.advanceautoparts.com/p/ameriseal-multi-purpose-bulb-weatherstrip-3-4-w-x-7-8-h-x-8-l-13480/10017524-p?c3nid=10017524-P&c3ch=PLA&adtype=pla_with_promotion&gclid=EAIaIQobChMIwtjSxofd2gIVQ1cMCh3UwAB2EAQYAiABEgLSrvD_BwE&gclsrc=aw.ds Try some of this to fill the gap...
  23. Column shift is the best imo for automatic transmission vehicles. Best use of space Sent from my iPhone using Tapatalk
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