2010 Sierra 2500hd Prices? And Questinos

[leojang]

Hey guys. I own 07 Tahoe.

I'm Northern NJ and I need a truck to go on a cross country trip in the beginning of July with my trailer. (NJ to CA)

So, I'm looking for 2500hD to tow my enclosed trailer for the trip(about 9000lb fully loaded).

 

I found couple trucks that I like and currently waiting for the numbers to come in.

I know they have $5000 off or 0% financing, and I think 0% might work better for me.

How much did you pay for yours? and How much did you pay over the invoice?

 

Also insurance wise, is it possible to get it as personal vehicle not commercial?

I keep hearing that it has to be registered as commercial.

If you have yours as personal vehicle, which insurance do you use?

 

Sorry for all these questions.

Thanks in advance

 

 

Leo

[grimmysnr]

Hey guys. I own 07 Tahoe.

I'm Northern NJ and I need a truck to go on a cross country trip in the beginning of July with my trailer. (NJ to CA)

So, I'm looking for 2500hD to tow my enclosed trailer for the trip(about 9000lb fully loaded).

 

I found couple trucks that I like and currently waiting for the numbers to come in.

I know they have $5000 off or 0% financing, and I think 0% might work better for me.

How much did you pay for yours? and How much did you pay over the invoice?

 

Also insurance wise, is it possible to get it as personal vehicle not commercial?

I keep hearing that it has to be registered as commercial.

If you have yours as personal vehicle, which insurance do you use?

 

Sorry for all these questions.

Thanks in advance

 

 

Leo

 

Got mine with 5k rebate and 750 USAA member. Paid around $38k without my downpayment. USAA approved 4.49% interest for 72 months so I financed through them. No, you do not have to register it as commercial if its your privately owned vehicle. If you use it for a business or something like that it may be a different story. But just because its a 3/4 ton doesn't mean that you must register it as commercial. I also use USAA as my insurance. Although the normal consumer does not have access to USAA, I did use State Farm before them and had good experiences. Don't get into accidents though, they have no qualms in ruining your day. I suspect thats just about any insurance company though.

 

It might help if you specify what trucks you are looking for. Options and such. That makes all the difference in the world to be able to give you an idea of what you should pay. At a minimum though, I wouldnt pay sticker price. A few grand off is about invoice. GMAC has a good little calculator to use that lists their different programs and gives a monthly payment based on rebates or 0%. Based on your credit, however, it may be prudent to check with your local bank. Dealer arent necessarily going to strive to get you the best interest rate. You never know, your bank may give you a killer interest rate and you could still take the 5 grand off and make out like a bandit. Just sayin.

[leojang]

Thanks for reply.

Which option did you have on your truck? And when did you purchase it? Did you buy it on the lot or did they have to get it/order it for you?

 

I'm looking for 4x4 Crewcab with Towing pkg with 4.10 gear preferbly in white or black.

Everything else is somewhat open.

 

So far couple trucks I'm looking at is price around 43k MSRP and thei invoice is about low 40k.

So I assume I have to pays higher than the invoice? or is it possible to pay less than the invoice?

I'm asking because on some cars, you can get below invoice price and I was wondering how it is with Sierra being a truck and harder to find. (I was surprised that many GMC dealer doesn't stock one)

[grimmysnr]

Thanks for reply.

Which option did you have on your truck? And when did you purchase it? Did you buy it on the lot or did they have to get it/order it for you?

 

I'm looking for 4x4 Crewcab with Towing pkg with 4.10 gear preferbly in white or black.

Everything else is somewhat open.

 

So far couple trucks I'm looking at is price around 43k MSRP and thei invoice is about low 40k.

So I assume I have to pays higher than the invoice? or is it possible to pay less than the invoice?

I'm asking because on some cars, you can get below invoice price and I was wondering how it is with Sierra being a truck and harder to find. (I was surprised that many GMC dealer doesn't stock one)

 

My truck is in my signature. But its 2010 GMC Sierra CCRB SLT Z71 Black on Black with SLT Convenience package, Rearview Camera, 6 disc, and camper mirrors. You cannot order anymore 2010 2500's so all 2010 purchases will have to be done from the dealer. You can only order 2011 and right now that would not be a good idea. There are no incentives and they just seem so damn pricey.

 

But the very nature of the 2010 2500 gives you the towing package but 4.10 is a option that is hit or miss. When I was shopping at any given time I could have half of the trucks with 3.73's and the other half of 4.10's. Just gotta look around.

 

As far as what you should pay. Well this just comes down to you and negotiating. I mean if you know what the invoice price is then start a few grand under it. Offer it to them and see what they say. Worst they can say is, no. Well ok there is more of inventory for regular 2500's out there just that one. For me it was tough because I wanted one that had specific stuff on it. SLT package, black on black and Z71. Just tough to find a configuration without the extra camera and junk. Wait till the end of the month and give it a shot. If you havnt checked your credit in a while maybe you should do so. We all get one free credit check per year. You just gotta know what your worth and what you are capable of getting.

 

If you check your credit and you are looking really nice, get with your local bank. Dealers HATE it when you show up with your own financing. Plus this gives you a little more bargaining power too. IF you have your own financing that makes you a cash buyer. It also makes you a powerful buyer and lets you set terms. If you have cash in hand ready to go and you see a truck that you want, right then and there you could say I will give you 38k for this truck take it or leave it. With our economic condition and with the job market still in muddy waters, you just might walk out of there with it.

 

If you would like you could PM me the exact configuration of the truck you are looking for and I can build it using the USAA builder. It lists the vehicle with incentives and invoice pricing. This price would probably be an excellent starting price. My biggest advice is do your homework on you. If you know you have good credit, good financing options, and a price to start with....this doesnt leave much room to **** around.

 

I forgot to add. I just purchased it a few weeks ago.

[Shatterz]

I'm in NJ and you do not have to register it as a commercial vehicle, but you will pay the commercial rate based on what GVW you set the truck at. I have mine set at 7000, no reason to pay for more than that being it is personal. Makes no sense to register it at 9,200 (what the actual GVW of the truck is), just $$$ out of your pocket.

[jandersinc]

I bought a 2010 Yukon XL 2500 4x4 in April that I ordered. I paid $500 under invoice. There are advantages of ordering because of the 3% holdback GM gives dealers.

 

If I remember correctly:

 

MSRP $59,070

Invoice $54,631

My price $54,131

Rebates $2,000

Final price $52,131 + tax and license

 

Anyway, that's what I paid.

[seabee47]

I ordered a Chevy 2500HD, 4WD, 6.0ltr, Ext Cab, Long Box, LTZ on Feb 4 and it came in on Mar 23. The MSRP was $45,762- and I paid $42,500-, before rebates, sales tax, registration, etc. I bought it using the Costco purchase plan. GM offered the 0% for 5-yr or $5,000- in rebates and I took the $5,000- in rebates. I financed it for 5-yrs @ 3.99% through Navy Federal.

 

I got the Z71 package, Sunroof, LTZ Plus with remote start, aux battery, 160-amp alternator, 5th wheel wiring, camper-style mirrors, cargo management system rails, and 6" running boards. I didn't want the back-up camera and some other options as found usually on dealer showroom models.

 

In Virginia, a dealer can issue the registration and tags without a trip to DMV. They registered my truch as a private motor vehicle and listed the gross weight as 7,200# instead of the 9,200# that the truck is classified as. So far no problems with DMV.

 

I did a "build" on Edmunds for a 2011 and the MSRP was the same as for my 2010. I had to add the cost of the cargo mgmt rails and running boards to Edmunds price to get my MSRP.

[leojang]

Well it is REALLY hard to find a 2500 Crew Cab in Jersey or in Tristate.

I had abotu 10 trucks that I was looking and comparing at and within 3~4 day period all gone. ALL!!!

Now I had to give up 4.10 gear option to find a truck. and Found couple. So I went down to the dealer (70mi away from me were the ONLY dealer who had them IN Stock) and put a deposit on one of three. And by the time I was done putting deposit one out of three were sold.

What's going on? I was just trying to get the best deal and seems like there's no trucks to even deal with.

Dealer explained they are short on truck this year due to the GM didn't produce much.

 

Anyways, The truck I put hold on was.

Onyx Black

SLE Crew cab Short bed 4x4 with MSRP of little less than 43000.

And I can get it for 40555. It looks like a good deal, but Not a great deal since dealer already knows they are hard to find. I will probably buy it tomorrow. So I will post pics once I get it.

Thanks for the help.

 

 

 

Leo

[Robo2010]

if it's not too late or too far, check out Criswell Chevrolet in Gaithersburg MD. They have a nice truck that sounds what you're looking for. I opted for an extended cab versus the crew cab...let's see looking at the printout though 3.73 rear axle, 6.0L, leather, crew cab, camera, navigation screen, 4x4, price $45K sticker. Good luck

[leojang]

Thanks but I already decided to pick up the sierra 2500 in south jersey.

I'm sorry to say this but GM electronics and leather are not the best and can get much better from after market.

Only thing I'm regretting is missing the 4.10 gear, but I hope I will be ok.

[BlackSilver]

Only thing I'm regretting is missing the 4.10 gear, but I hope I will be ok.

 

 

I pull a 14,000 trailer all over the map, including mountains, with 3.73 gears.

[seabee47]

Anytime one goes looking for a selection of 2500HD's, go to a dealer in a farm state. They usually have a good selection, not just one or two. OH, MI, IN, IA, SD, ND, KS, IL, WY, CO, NB, UT, NM, TX The 2500HD, 4-WD, diesel appears to be a "standard" for a farmer.

[Doug_Scott]

If you check your credit and you are looking really nice, get with your local bank. Dealers HATE it when you show up with your own financing. Plus this gives you a little more bargaining power too. IF you have your own financing that makes you a cash buyer. It also makes you a powerful buyer and lets you set terms. If you have cash in hand ready to go and you see a truck that you want, right then and there you could say I will give you 38k for this truck take it or leave it. With our economic condition and with the job market still in muddy waters, you just might walk out of there with it.

 

Most dealers get a cut of the interest rate when they arrange the financing (at least on Ontario they do), so a cash sale is not in their best interest. They want to sell what they have on the lot, not something they have to order, or something they have to get from another dealer on a trade.

[crazydog]

Best finance rate they'll give me in ON on an 11 is 5.3 right now. I already have my 8 financed with 3.9 through GMAC and they won't let me continue with this rate . . . Damn them! I won't buy unless they give me something better whether with finance or more off. Actually, I still want better financing . . .

 

 

 

 

 

 

If you check your credit and you are looking really nice, get with your local bank. Dealers HATE it when you show up with your own financing. Plus this gives you a little more bargaining power too. IF you have your own financing that makes you a cash buyer. It also makes you a powerful buyer and lets you set terms. If you have cash in hand ready to go and you see a truck that you want, right then and there you could say I will give you 38k for this truck take it or leave it. With our economic condition and with the job market still in muddy waters, you just might walk out of there with it.

 

Most dealers get a cut of the interest rate when they arrange the financing (at least on Ontario they do), so a cash sale is not in their best interest. They want to sell what they have on the lot, not something they have to order, or something they have to get from another dealer on a trade.