Is this a total loss?

[Eric Daniel]

I was t boned making a right turn yesterday. I’m hoping to get this fixed. Other driver was totally at fault just waiting on her to contact her insurance. Doesn’t look like there ls any Frame damage. Just damage to the rear passenger door, rocker panel, cab and bed of the truck. Can this be fixed, or is it a total loss? 

Edited September 18, 2022 by Eric Daniel
Typo

[StinkyCheese]

Always depends on what insurance says.  We can say one way or the other based off one picture but until the insurance person comes out to look at it no one knows.

[swathdiver]

Yes, it really depends on what year, condition and mileage of your truck is to determine its value.  I would not let the insurance company total it, I would have it repaired regardless.  

 

Up for a trip to Chicago?

 

 

[lonestardiver]

You need to also look at the floor of the cab, try and pull up the carpet. It the floor is rippled a portion has to be cut out and replaced.  I got t-boned 18 months ago in a similar accident. Their insurance only authorized $13k for repairs. The body shop wrote $18k to fix and recommended it be totaled due to the amount of work and the fact that the structural integrity of the cab had been compromised.  In the end I had to claim it on my insurance (my insurance wrote $24k for repairs and agreed it had to be totaled). 

 

The other guys insurance (StateFarm) were jerks and didn’t want to pay squat. Took my insurance over a year to recover $18k from StateFarm.

 

It will depend on the value of the truck and the percentage of the cost to repair vs. the value of the truck.  Once the cost to repair exceeds 60% or so the chance of it being totaled rises depending on the insurance company.  The type of damage/repair will also be a factor.