If you pay cash there is an $11,250 upcharge? So what does a "Cash Allowance" mean? Means the truck is overpriced. Not compared to it's MSRP. Not compared to the 'customer invoice'. Not compared to the GM 'floor plan". Compared against it's pre-
profit cost of production. Even the Insured 'gap value' is to high. Don't think so? Compare it to the salvage value v auction value.
When you are forced to buy 'full coverage' to finance; it does more than protect you against losses. It protects the banks. In essence you to pay for the banks insurance policy on your truck. The insurance company is no longer a 'public pool' of our resources that we pay some administrator some 'reasonable fee' for his management services. It's a profit center. It will never structure a claim as a 'fair deal'. You will always pay more than you will ever receive. Their bottom dollar is the trucks real 'market value' because boys and girls that IS the market they are all MAKING, not it's cost. Point of this windy ramble is when a manufacture advertises a deal like this they LIE about it's value, discounts fully discounted are still well above any reasonable profit you will ever receive for your work hours.
They sell you a nickel candy bar for an MSRP of a dollar, discount it fifty cents and we are suppose to get all warm and fuzzy over it.
Put a GMC grill in a Silverado and jack the price higher. Put a Cadillac grill in a Yukon and jack it up again. And still we fall for it. Then complain to the wife about her Kohls 'bucks'. "Honey I just bought this hundred dollar blouse for 80% off"! Really?