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Would You?!?

Stevens03

By Stevens03
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Stevens03 Senior Enthusiast

Stevens03

Posted
Posted

New 2010 Storm Gray Metallic

6.2 6-speed with NHT and E-brake

Same options as mine minus sunroof

 

Transferring my Denali grill, wheels/tires, GM step bars, tonneau cover, Bedrug, Chrome tow hooks, mud flaps and chrome handles.

 

$20 more payment, obviously extending the loan.

 

Would you trade my truck for that?

wolverine_22 Enthusiast

wolverine_22

Posted
Posted

It would depend on how far im payed Down. Am I one year into my payments or two.

 

How much are you losing...How much are they winning.

 

:rollin:..

 

If I was a 7 months or less into my payments I'd Say Yes!!! :lol:...

wolverine_22 Enthusiast

wolverine_22

Posted
Posted

tough call.....I'd hate to lose the one you got...looks sharp!

 

The reason I like hanging on to mine is I always baby them why im making a payment but, when im done paying I really see what she can do :rollin:...

mato27 Enthusiast

mato27

Posted
Posted

Steven, I know you have the "new car" bug and it's hard to resist

 

But,

 

DON'T DO IT!!!

 

Why would you want another 5 year loan

03blackz71 Senior Enthusiast

03blackz71

Posted
Posted

I have been thinking of the kind of same thing. I looking at an 08 Sierra Denali that is silver/light gray color which is fully loaded. Only has 31000 miles and my truck has 28000 miles so that is pretty even. When I got my truck I wanted that color but got the black because that is what I got the best deal with but the denali is looking really good IMO. I would do what Matt did and add a 3" body lift and my gunner 6 wheels and bfg tires.

 

 

IN your case I would highly thing about it. If you don't mind paying a couple years longer than go for it.

Stevens03 Senior Enthusiast

Stevens03

Posted
  • Author
Posted

I'm leaning towards no... I can see the light at the end of the tunnel, and really don't want to extend my payments. Just tempting as hell.

ShimanoFisherman Enthusiast

ShimanoFisherman

Posted
Posted
I'm leaning towards no... I can see the light at the end of the tunnel, and really don't want to extend my payments. Just tempting as hell.

 

Since you have the Vmax I think I would try to stick with it. Though I start thinking about the same thing every three years. Sometimes I can hold it off but then it just comes back.

 

Must...stay...away...from...dealership.... :rollin:

Patrick H Enthusiast

Patrick H

Posted
Posted
Save up a little and pay cash. Anyone financing a vehicle needs their head examined. Never finance a depreciating asset.

So, the vast majority of people buying trucks are doing it wrong?

How many people have 30-60K laying around to pay cash for a vehicle?

Daryl LBZ Senior Enthusiast

Daryl LBZ

Posted
Posted
Save up a little and pay cash. Anyone financing a vehicle needs their head examined. Never finance a depreciating asset.

So, the vast majority of people buying trucks are doing it wrong?

How many people have 30-60K laying around to pay cash for a vehicle?

 

 

 

 

 

You took the words right out of my mouth.

 

Steven if I were you I would keep the one I have. Its a really sharp truck plus it already has the 6.0

Matt_ Senior Enthusiast

Matt_

Posted
Posted
Save up a little and pay cash. Anyone financing a vehicle needs their head examined. Never finance a depreciating asset.

So, the vast majority of people buying trucks are doing it wrong?

How many people have 30-60K laying around to pay cash for a vehicle?

 

 

People that know how to make a budget & stick to it. You will be supprised how easy it is to save 40k for a new vehicle if you build & stick to your budget.

 

 

Everyones financial situations are different. AND there is more than one right answer. Don't assume that just because someone is financing a vehicle that they don't know how to make good financial decisions and hold a budget.

 

Sometimes its as easy as financial security to finance instead of draining 40k out of your savings to buy a vehicle. Once you buy that vehicle, the 40k is gone... IMO (that's right,, OPINION) I think it makes more sense to put a decent down payment on a new vehicle, get a low interest rate and make payments all while retaining a hefty savings account for that "rainy day".

 

...now back on topic....

 

Steven... whens the new truck coming home? :idiot:

mkelly Enthusiast

mkelly

Posted
Posted
Save up a little and pay cash. Anyone financing a vehicle needs their head examined. Never finance a depreciating asset.

So, the vast majority of people buying trucks are doing it wrong?

How many people have 30-60K laying around to pay cash for a vehicle?

 

 

If you can afford the vehicle payments then you can afford to save the 30k+ for a new vehicle................. If you have patience

 

 

The point that Won is trying to make is that when you finance you take a double hit. You pay interest on the loan and your vehicle looses value.

 

If you finance a 30k car you pay almost 5k in finance charges..... If you pay cash then you save that 5k...........

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