Thinking of selling my 14 Allterrain 39k miles

[WilliamBos]

On 3/19/2020 at 12:38 AM, doozer78 said:

I'm second owner bought it in 2016.

FYI folks, he bought it in 2016.

 

I would hold off a bit, it will be a buyers market real soon.

Edited March 25, 2020 by WilliamBos

[doozer78]

I'm wondering how come you still owe 22G on a six year old truck. 
 

I bought it in 2016 then refinanced it a year later to lower my payment. When I refinanced it I basically started over again. I pay $525 a month. I should owe less at this point but the refi changed that.

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[doozer78]

Here is the trade value after entering the trucks info

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[doozer78]

Here is the trade value after entering the trucks info

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I'd say 30k is right on point for trade

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[doozer78]

My financial advice is to trade down to a cheaper truck and cut your debt. a six year old truck should be paid off... you will need financial flexibility if you keep it, to fix it. Vehicles are such a lousy use of capital. If you use it for work - and can expense it, that is one thing. but, please be careful with trading these $50k trucks, the taxes, the insurance and upkeep will ruin you, unless you really have the scratch to do it...

If I bought it new it would be paid off by now but I bought it used and financed for 75 months

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[dieselfan1]

Take the 30.


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[doozer78]

Take the 30.


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I agree I can get into a new 2019 or 2020 for roughly same payment I have now. I like new 2500s though. May wait 1 more year and try and pick up a used one

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[WilliamBos]

4 minutes ago, doozer78 said:

I agree I can get into a new 2019 or 2020 for roughly same payment I have now. I like new 2500s though. May wait 1 more year and try and pick up a used one

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You wont find a decent new gen HD truck used unless you buy a lease return.  Take the $30K now, see what they can do to get you in to an HD.

[doozer78]

SOLD! $30k pocketed $8k in equity

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