2016 Silverado Accident

[Mileguru]

5 hours ago, Leander139 said:

If they total of I’ll yank that TCM out for ya lol

Thanks! You're the man!

It sounds like you did get hurt (your back and neck). I'm so sorry about that. I hope things get better and that you get a nice settlement from the insurance.

[gtbigup01]

Sorry about your accident man. But why do people always say "get the insurance company to total it"? As if you control that. 

Two things:

1. Every state has laws that govern "total loss of a vehicle"

 

2. An insurance company looks to spend as little as possible on a claim. A total loss hardly fits into that category.

 

Best of luck!! Hope that lawyer will work for free until you sue the trucking company if that's your plan.

[Supreme Pizza]

22 hours ago, gtbigup01 said:

Sorry about your accident man. But why do people always say "get the insurance company to total it"? As if you control that. 

Two things:

1. Every state has laws that govern "total loss of a vehicle"

 

2. An insurance company looks to spend as little as possible on a claim. A total loss hardly fits into that category.

 

Best of luck!! Hope that lawyer will work for free until you sue the trucking company if that's your plan.

 

   Although you can not personally make the definitive choice about totaling it, you do have ability to drastically influence the decision. 

 

    The absolute last thing you want to do after an accident is to just throw up your hands and say "let the insurance company handle it". 

 

    The insurance company has 2 jobs: Collect as much as possible, and pay out as little as possible. 

 

    They are there to make money, not to pad your pockets with cash. 

 

   Just in general, I love getting hit by another vehicle. It is extremely profitable, and If you know how to work the system properly, you can stay within the confines of the law - but still profit by thousands. 

 

  The last guy that hit me, I had a payout from the insurance of $1850. I repaired the vehicle myself in 45 minutes for $105 in parts. 

 

 

   I wish someone would hit my vehicle tomorrow. 

 

 

 

[Supreme Pizza]

32 minutes ago, gtbigup01 said:

Sorry about your accident man. But why do people always say "get the insurance company to total it"? As if you control that. 

Two things:

1. Every state has laws that govern "total loss of a vehicle"

 

2. An insurance company looks to spend as little as possible on a claim. A total loss hardly fits into that category.

 

Best of luck!! Hope that lawyer will work for free until you sue the trucking company if that's your plan.

 

 

If you are truly interested in the exact procedure, I can list out the steps on how to make lots money if someone hits you. You will be able to show the list of steps to the insurance company and they will reluctantly say: Yes, technically you are allowed to do that - but we would prefer that you not.

[Mileguru]

18 hours ago, gtbigup01 said:

Sorry about your accident man. But why do people always say "get the insurance company to total it"? As if you control that. 

Two things:

1. Every state has laws that govern "total loss of a vehicle"

 

2. An insurance company looks to spend as little as possible on a claim. A total loss hardly fits into that category.

 

Best of luck!! Hope that lawyer will work for free until you sue the trucking company if that's your plan.

Not really true. The squeaky wheel gets the grease. You CAN get the insurance company to total a vehicle when they initially didn't plan on doing so. There are such things as lawyers you know. I once had to fight like hell to get my insurance company to finally reverse their "at fault" decision against me, and they finally did. My wife had to get a lawyer when we were first dating to get her car totaled from an accident that was ruled not her fault, and they eventually totaled the car after putting at least $10,000 of work into it.

 

17 hours ago, starman8tdc said:

 

   Although you can not personally make the definitive choice about totaling it, you do have ability to drastically influence the decision. 

 

    The absolute last thing you want to so after an accident is to just throw up your hands and say "let the insurance company handle it". 

 

    The insurance company has 2 jobs: Collect as much as possible, and pay out as little as possible. 

 

    They are there to make money, not to pad your pockets with cash. 

 

   Just in general, I love getting hit by another vehicle. It is extremely profitable, and If you know how to work the system properly, you can stay within the confines of the law - but still profit by thousands. 

 

  The last guy that hit me, I had a payout from the insurance of $1850. I repaired the vehicle myself in 45 minutes for $105 in parts. 

 

 

   I wish someone would hit my vehicle tomorrow. 

 

 

 

Perfectly said.

[bndawgs]

17 hours ago, starman8tdc said:

 

 

If you are truly interested in the exact procedure, I can list out the steps on how to make lots money if someone hits you. You will be able to show the list of steps to the insurance company and they will reluctantly say: Yes, technically you are allowed to do that - but we would prefer that you not.

I'd like to hear the steps involved.  feel free to send me a PM. 

[gtbigup01]

1 hour ago, Mileguru said:

Not really true. The squeaky wheel gets the grease. You CAN get the insurance company to total a vehicle when they initially didn't plan on doing so. There are such things as lawyers you know. I once had to fight like hell to get my insurance company to finally reverse their "at fault" decision against me, and they finally did. My wife had to get a lawyer when we were first dating to get her car totaled from an accident that was ruled not her fault, and they eventually totaled the car after putting at least $10,000 of work into it.

 

Perfectly said.

Yeah I've heard of lawyers, I did put it in my post. And for the second post there's nothing great about it. The insurance paid you what their estimate it'll cost to get your car repaired at a shop. I'm also willing to bet your $105 parts replacement doesn't quite tell an accurate picture but eh. Whatever works. If getting it totalled is what he wants I hope its paid for, or he has gap or hes coming out on the losing end period

[Supreme Pizza]

3 hours ago, bndawgs said:

I'd like to hear the steps involved.  feel free to send me a PM. 

 

I will PM the info to you. Let me know what your thoughts are, and if you have any questions. 

[Leander139]

17 hours ago, gtbigup01 said:

Yeah I've heard of lawyers, I did put it in my post. And for the second post there's nothing great about it. The insurance paid you what their estimate it'll cost to get your car repaired at a shop. I'm also willing to bet your $105 parts replacement doesn't quite tell an accurate picture but eh. Whatever works. If getting it totalled is what he wants I hope its paid for, or he has gap or hes coming out on the losing end period

Gap insurance all the way

 

[jbman]

Was lucky to have Gap lost my 2015 Impala still lost 2000 What health troubles you are having should be compensated fore Best of luck