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Posted (edited)

Hello, so back when I first got my truck I used Opt7 bulbs, they would last about 2 years and then stop working. So used them for about 4 years. (two sets) After that someone recommended Morimoto 2stroke 2.0 bulbs, which I got in 2020 and they still work today. But tonight I noticed the light output on them is so low now that it's like not having a headlight at all. So I figure it's time for new bulbs. Typically I would just buy the same brand, but things with LED light bulbs change so quickly what worked then is no longer the best now.

 

So what LED light bulbs are people using for 2014 Silverado LTZ H11 low beams nowadays? I was looking at the 2stoke 4.0, but those don't have fans on them (maybe the LED's dont need fans anymore?) But figure I'd ask here

 

Unrelated, but my truck was recently rear ended and is now totaled due to frame damage (girl hit my trailer hitch so hard she even managed to hit the bumper a bit too.) No air bags deployed on my truck, and I figured no big deal. But dealer says frame is crushed and I shouldn't tow anything anymore. Not sure if not having my trailer hitch there would have been better or worse, but at least it doesn't look too bad

 

So far the insurance is offering me an ACV of $13,547 (after initially offering $10,751) which is much less than the actual value of the truck. I've never dealt with a total loss before, but I figure I'm keeping the truck regardless, but not a fun process of getting screwed after some 16 year old hits you (salvage title that will need to become rebuilt I think) Was at 160,610 miles or so around the accident

 

Edited by awright2009
Posted

One thing I highly recommend is to first, don't take a settlement you are not comfortable with. Once you sign off, you are done. Second, this is a classic case for a diminished value claim. You got hit and accident is not your fault. Prior to being hit, your truck was worth $****** and immediately after being hit, your truck is only worth $xx. You deserve to be made whole. You may be told by her insurance company that they don't do diminished value claims. Ignore that and push them hard. And they will probably say well we can only settle for $x amount. Ignore that as well and keep pushing. They should in the end settle for the $****** amount the truck was worth before the accident. 

 

I went through this before with another truck that was parked outside my house and blasted by a drunk driver and it was a hit and run. Long story but he was caught fairly quickly. I started doing some research on the diminished value thing and ended up reaching out to https://stlucieappraisal.net/ to help. Lots of good info on that site. I paid for the report that they prepare and I feel it was a fair price. They do all the legwork and provide a very professional report to use when dealing with the insurance company.

 

I was very happy I did as before that I didn't know anything about diminished value claims. And when I first tried, the other insurance tries just offering up a small amount. After presenting them with the research report, I ended up with a much better check.

  • Like 1
Posted

13k sounds about right for a 11 year old truck with 160k on it.

 

My 2016 with 128k isn't worth much more than 16-18k to be honest.

  • Like 1

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