I Have To Give Props To 21st Insurance Company...

[TexasAl]

I was up for my 6 month renewal with Geico, and after a $50 increase in premiums for no real reason, I decided to shop around for insurance. I checked with several companies, and they were all very close to Geico's rates. I finally got an internet quote from 21st, and they actually quoted me $97 less than Geico. I called Geico asking my why rates had been increasing, and they said, I had not done anything wrong. Apparently, they were increasing rates in Texas across the board because of some higher costs for them. Bunch of BS if you ask me. I signed up with 21st, and I'm hoping that my rates don't change after 6 month. If you have some time, be sure to get a quote from them. It was definitely worth it for me.

[TheTrueMoron]

There's definitely something to rates being higher in Texas. Because of my unusual residence situation, I occasionally get reinsured in Arizona. I have Liberty Mutual and the same policy with the same amounts of coverage across the board costs me $700/year LESS in Arizona than in Texas. I guess Texas deserves its reputation for crappy drivers.

[jimbrown1]

I was up for my 6 month renewal with Geico, and after a $50 increase in premiums for no real reason, I decided to shop around for insurance. I checked with several companies, and they were all very close to Geico's rates. I finally got an internet quote from 21st, and they actually quoted me $97 less than Geico. I called Geico asking my why rates had been increasing, and they said, I had not done anything wrong. Apparently, they were increasing rates in Texas across the board because of some higher costs for them. Bunch of BS if you ask me. I signed up with 21st, and I'm hoping that my rates don't change after 6 month. If you have some time, be sure to get a quote from them. It was definitely worth it for me.

 

21st will increase your rate upon renewal, I guarantee it (from experience).

[TexasAl]

That's what I'm worried about. If they do, I'll be sure to look for another company. Most companies gave me a quote comparable to Geico, so I'm not too worried about losing any discounts for being a "loyal customer" to Geico.

[elvisdonnelly]

 

The Hartford car insurance has treated me really well – I’d sugget you get a quote from them online and see how their rates compare. They’ve kept my rates low and handled claims very well. So far, I’ve had three accidents, but they haven’t increased my rates!