Insurance

[Snacky]

Just got my renewall letter from Farmers and they've just jacked my insurance up $55 for a 6 month policy. (total 554.50)

 

Never filed a claim with them and only recent change was 1, paying off my truck and 2, moving 2 miles east from an apartment and into a house.

 

What up with dat?!

 

Who do you guys have for insurance, any recommendations/warnings, etc?

[Jpshostr]

All of us get our insurance from Country Companies because it is the cheapest we can find, plus it is a decent company to get it from.  Since we are farmers all of us qualify for farm rate, which is a considerable amount lower than most other people pay.  I don't have any other experience from any other companies to recommend anything else.

[SnakeEyeSS]

I have Liberty Mutual, I'm 16,(no bad point on record at all) and my Insurance is around 600 a year. I'm on my dad's plan, but I pay my part, which is the above amount.

[Shaners]

Alot makes a difference as to where you live, the distance you drive to work, your age and marital status (not to mention if you have recent claims or violations).

 

My wife and I drive less than 2 miles to work, haven't had a claim (ever), and we have no "points" against our licenses.  Both of our vehicles are insured for 10K miles/year or less, and we're in our late 30's.

 

I drive a 2001 4x4 HD2500 crewcab LT and she drives a 2002 Honda Odessey EXL-RES and I have a $23k policy on my 1998 32' Jayco travel trailer.  My insurance premiums through Electric Insurance are $97.00/ month.

[NeXuS1]

on my Turbo regal (which all they know it as is a Regal Limited) is $450 every 6 months. for whats required by law and uninsured driver. from progressive

 

no idea what is for the 95.

the 89 was like $550 every 6 months for ultra basic coverage. from GMAC

[hogger999]

We have General Casuality, My truck is an '02, My wife's Gran Prix is a 99, I'm 27 with one claim last year (don't ask) and I had a ticket in 05/00 that I don't think they should know about because I paid for court supervision. My wife's is 23 and her record is clean. Our insurance is $129 a month for both vehicles.

 

My luck lately has been unbelievable and recently I hit a turkey buzzard  with my truck and put a dent in the front of the hood about the size of a softball. Now my agent says if I turn it in they will probably cancel me because I've already had a claim in the past two years  :angry:

 

Sure is nice that I can't even use something I'm required by law to have.

[GnatGoSplat]

I went with Anpac because they had the lowest rates.

My truck is $359/6-months with $500 deductible full coverage insurance.  Now that was before I was married, it will probably drop some now.

Before we were married, liability and whatever else required by law on my wife's Cutlass Supreme was $150/6-months.

 

If you have your homeowner's insurance with them, they'll refund 25% of your first year's premiums after 3-years if you make no claims.

[MarkD]

After dealing with a local insurance "broker", I got   and went with Allstate.

 

A bud I have known all my life is my agent, and they now have my house, life,car, and truck insurance.

 

I pay about $450 every 6 months for slightly better than law requires w/ $500 deductible on my 99 Z71.  For a 2002 it is $38 more a year.

 

For referrence, our 1996 Honda Accord LX 4dr is $406 every 6 months.

[carguru]

Progressive.  Paying $245 every 6 months for the truck. $250 on comp and $500 on collision.  I can't believe my truck is more than the 'vette ($225 every 6 months) with the same comp and collision. ???

[RyanbabZ71]

State Farm

 

Its like $630 every 6 months with a $250 deductable

[Sarah99GXE]

Alot of it depends on where you live.  I'll tell ya right now, Auto Rates in CA have increased dramatically.  This is on a commercial & personal level.  My premium went from $1200/year for just myself (single female, 25 yrs, no accidents) to $1700 a year at my renewal.  I went up $500 a year for nothing!!! Just becuase auto rates have increased.  Be lucky if this hasn't effected you.

[sincityZ71]

Yeah it really depends on where you live, here in Vegas insurance rate are horrible, especially because so many a$$holes get into accidents here without insurance and so everyones rates are affected by it.  I only drive a few miles a day, have no claims on my record, or any bad points and it cost me about $3400+ a year for full insurance.  Of course I am 20, male, and single so I have that all going against me.  :angry:  ???

[SnakeEyeSS]

The reason Chevy truck are high is because they are one of the most stolen(in the top 3) vehicles in the U.S. Show's everyone wants a Chevy, cause Ford's aren't even close!

[RyanbabZ71]

Mine went down when i turned 21 over a yr and half ago and it went down again at the beginning og the year for some reason.  Like $15 cheaper

[BuckMaster]

Nationwide, $368 every 6 months for my '02 Z71 Ext Cab

I have these discounts:

Home and Car discount

Long term discount

multicar discount