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Who All Has A Their Own "truck-fund"?

stadt11

By stadt11
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stadt11 Senior Enthusiast

stadt11

Posted
Posted

Anyone have a separate account that your wife or significant-other doesn't know about, or knows about and lets you contribute to it?

 

That way when I want to purchase an accessory I can take it out of my truck-fund rather than the joint-account with my wife, do you think she'll buy into that? :D

 

The problem is I would like to a few small purchases, but since she handles the books on our joint-accounts I feel guilty "taking" money from her.

 

Am I thinking too much into this, does anyone else feel guilty taking money from your joint-account to feed your truck?

Wingnut Senior Enthusiast

Wingnut

Posted
Posted

Heh...We've been having quite the discussions on this exact topic. She wasn't happy about the expensive-ass headers I bought. Here's how that discussion went down.

 

Me: "Sweet! I gots me some pimp headers on the way!"

 

Her: "What? Car parts? How much were they?"

 

Me: "uh....Like a LOT"

 

Her: "We didn't discuss it first".

 

Me: "Why would I discuss it with you? You don't know anything about headers!"

 

 

Yeah...She didn't find that NEARLY as funny as I did.

 

She's still gonna marry me though.

 

 

Sucker.

VMax2007 Senior Enthusiast

VMax2007

Posted
Posted

Simple...I handle all of the finances. I know what she spends, she doesn't have a clue what I spend. :D:P

 

Actually, she probably has an idea, but she doesn't care. As long as I pay the bills and she can buy the things she needs.

 

My wife is fairly "low-maintenance", unfortunately, the kids aren't. :D

Darkanion Senior Enthusiast

Darkanion

Posted
Posted

Not married.. But, when I was, we maintained separate checking accounts, in addition to the joint checking... Basically, my check went to my account. Her check went to her account and we'd transfer money into the joint account to pay "our" bills.

 

I don't think there should be anything "bad" construed with having a "fun money" account for you or her, for that matter. Just sit down and talk to her about it. Setup some guidelines or ground rules you can both live with and go for it.. Maybe she sets up her own "shoe fund" account and she transfer $50 a month to that, when you transfer $50 a month to your "truck fund" account..? :P

 

I'd suggest at least intending that the accounts are intended for fun purposes, not repairs and things like that.. New tires because you "want" new tires? Fun money. A new tire, because you blew one? Not fun money...

 

I'm sure you two can figure something out, though! :D

stadt11 Senior Enthusiast

stadt11

Posted
  • Author
Posted

My wife's a Pension Actuarial Analyst... you can see why she's the one that takes care of the money.

Darkanion Senior Enthusiast

Darkanion

Posted
Posted
My wife's a Pension Actuarial Analyst... you can see why she's the one that takes care of the money.

She's an "anal"-yst?? Yikes..! :D

VMax2007 Senior Enthusiast

VMax2007

Posted
Posted
My wife's a Pension Actuarial Analyst... you can see why she's the one that takes care of the money.

 

 

My wife is a Payroll Accountant. Taking care of home finances is the LAST thing she wants to do.

 

I don't blame her.

stadt11 Senior Enthusiast

stadt11

Posted
  • Author
Posted
My wife's a Pension Actuarial Analyst... you can see why she's the one that takes care of the money.

She's an "anal"-yst?? Yikes..! :D

 

 

That's what I said :P

Wingnut Senior Enthusiast

Wingnut

Posted
Posted

My soon-to-be wife has her masters in finance...I won't be allowed near the shared $$$, and that's fine by me.

 

All I have to do is spend mine. :D

DofD Senior Enthusiast

DofD

Posted
Posted

The wife and I have separate accounts. She is notoriously bad with money. So she pays the day care and 1/2 groceries and I pay all the rest of the bills, fund the investments, maintain the long term financial plans, etc.

 

But no, I don't have a dedicated account for fun stuff. I have separate savings and investment accounts where funds automatically accrue (automated transfers and interest deposits from my main accounts). So when there is something I want to buy I check to see if there is enough money in either of those.

Nick The Great Senior Enthusiast

Nick The Great

Posted
Posted

I hear you guys. My girlfriend is an internal auditor for a bank. She has her BS and MS, both in accounting. :D

 

We aren't married, and don't have a joint account, but 'share' money for all intents and purposes. She's pretty cool about my Best Buy spending and truck spending and whatnot. I find it's easier to talk about it for a few months and then once you buy it, she's already used to the idea. That's what I did with my Plasma TV and this truck. Worked pretty well. I planted the Corvette seed a year or so back . . . :lol:

Black02Silverado Senior Enthusiast

Black02Silverado

Posted
Posted

I have a seperate account for the 65 Impala. I started it back 20 years ago with an alotment to it from my paycheck. It was that savings that I was able to completely go back through the impala this past year and finally get it done. Once I told my wife what it cost she just shook her head and said "so there's your new truck". Which is what she thought the account was for.

 

We have separate accounts as well. Has been working great since we met. :D

tobias Senior Enthusiast

tobias

Posted
Posted
Her: "We didn't discuss it first".

 

Me: "Why would I discuss it with you? You don't know anything about headers!"

 

:lol: I'm still laughing at that. :chevy:

 

 

Simple...I handle all of the finances. I know what she spends, she doesn't have a clue what I spend. :D:D

 

Actually, she probably has an idea, but she doesn't care. As long as I pay the bills and she can buy the things she needs.

 

My wife is fairly "low-maintenance", unfortunately, the kids aren't. :D

 

+1 but we keep allowances anyway. She gets $100/wk and I take out $75 that can be spent on anything with no questions asked. We talk through the rest of the purchases.

DofD Senior Enthusiast

DofD

Posted
Posted

Yes, we too discuss any significant purchases. But she is most always cool with what ever I would like to buy since she knows I rarely buy anything just for myself and what I do buy is for the benefit of the whole family.

chrislidgett Enthusiast

chrislidgett

Posted
Posted
Simple...I handle all of the finances. I know what she spends, she doesn't have a clue what I spend. :D:lol:

 

Actually, she probably has an idea, but she doesn't care. As long as I pay the bills and she can buy the things she needs.

 

My wife is fairly "low-maintenance", unfortunately, the kids aren't. :chevy:

 

 

 

Im in the same boat as you. I control the money lol

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