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Retirement Accounts


RyanbabZ71

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Posted

Just curious for those that have a retirement account going what is your rate of return for this year and what financial institution do you go through?

 

Checked mine today and I am at a ROR of 6,2% (hmm cool number). My account is through Fidelity.

 

Few years ago when things hit the fan I had something like a -8% ROR :( It had roared back recently.

Posted
Just curious for those that have a retirement account going what is your rate of return for this year and what financial institution do you go through?

 

Checked mine today and I am at a ROR of 6,2% (hmm cool number). My account is through Fidelity.

 

Few years ago when things hit the fan I had something like a -8% ROR :( It had roared back recently.

 

I haven't gotten my report in a bit but the end of year was damn good- like 13% I think. No idea who we use, I just picked the recommended option for my age.

Posted

All I know is I set it up for 2% out of my check every month since I'm so young and wasn't expecting to work here forever

Posted

I take out the max plus my employer matches 5% so that is nice.

Posted

one of my retirement funds was heavily invested in Emron..so you know how that ended. we lost $168M in one day..my return $000.00. :banghead: my last one in 08 cost me over $80,000 due to their "bad investment, and recession" which was planed by them so they could collect the tax right off on their Corp tax..i only received $3400 :banghead::banghead: so much for a happy retirement..

 

good luck to you all..

Posted

I have my 401K through Fidelity. My retirement investments are through a private firm called Williams.

 

I'm less than 10 years away from retirement and I've scaled back the aggressiveness ... MY YTD ROR is just under 9% as of June 1. I'm sure its less than that now, though.

Posted

Mine is 9.48% as of 5/31 through Bell State Bank and Trust. I lost just about half its value when the market took a crap although its rebounded nicely. My employer puts in 15% and I am currently am putting in another 5% every year. The last couple weeks will hurt though.

Posted

I actually made money when it collapsed. I had moved mine into bonds 4 months before as I saw it coming, then moved back after the crash which got me over 16% for part of 2009. Havent been getting to great of ROR lately though.

Posted

All i think about when i see ROR haha

 

ROR_zps62b26ea5.jpg

 

Back on topic..

 

This year I have been averaging about 9.8%. Not too bad, its a mix between safe and aggressive. I go through Mass mutual for 401k and Roth.

Posted

Someone explain ror to this young guy here.... ill hopefully be retiring through ALOPFI (I believe that's what it is called). That good ol firefighter/emt retirement

 

Sent from my SGH-I927 using Tapatalk 2

Posted

Rate of return

 

The gain or loss on an investment over a specified period, expressed as a percentage increase over the initial investment cost. Gains on investments are considered to be any income received from the security plus realized capital gains.

Posted

Ok I gotcha then. I don't think that applies to me then. My retirement is paid through pension and alopfi. I have dabbled with the ideas of purching stock once I can swing some income though

 

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