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Looks like I'm going the group


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Posted

Well, on my way to the store I get rear ended. Don't know if the kid wasn't paying attention or to close but wacked me in the back. Everyone is OK, ...killed is car though. As far as I can tell now a ruined bumper and maybe hitch. Looks like it touched my drivers rear quarter..but have to get it looked at to see the extent. After reading all these accident posts I was saying thank God not me.,well no more...sucks

Thankful my level was in with the rear lift blocks.

She's gonna get lifted so I get less damage if this ever happens again.

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Posted

Looks like his bumper went right under yours.

Posted

I would talk with the other driver's insurance company. I was tagged in my previous truck. The collision damaged the bumper only, which was replaced with OEM. State Farm turned in the claim to Carfax and I had a really hard time getting "above average" Kelley Blue Book trade-in due to the Carfax report. I sanitized the repair invoice and provided it to the dealer as proof that no body damage had occurred.

Posted

Texting and driving I'd bet. My all terrain got rear ended with just 4K miles on it. Didn't even touch the body and it was close to $2000 to repair, but they had to paint my new bumper. Yours will come chrome so a bit cheaper there.

 

 

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Posted

Lol we MA drivers suck haha. Yea he said he bought it for 1200 and 200k miles. All totaled. My bumper is damaged but a quick look I see it hit the bottom where the rock paint is. Not sure if the hitch is bent. It got hit as well

 

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Posted

We have the same ins which I'm assuming is a good thing. What does diminished value do?

 

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Posted

You can find a brand-new take off bumper on Craigslist or eBay and install it with a few hours of free time. Then again, that dude's insurance is covering it, if you don't care about a car fax ding.

Posted

Diminished value will cover you for the depreciation your truck just took because it was in an accident. The previous poster mentioned that he had trouble once it showed up on Carfax so a dealer or a private sale will offer you less because of this so the insurance company offers you diminished value for your truck to make up for that. Usually a check made out to you after they fix your truck.

Posted

OK so this is what I've done so far. I called my/ his ins comp. and gave them the info. My info, his info...they said they can have an appraiser come out, have me take pics and send them to the ins. Comp. I said I want someone to come out but I plan to go to my body shop in the morning to have them look at it and see what they think is needed and the damage I may not see.

I know the body shop may find damage that the appr. doesn't see and I'm gonna let them know I will be getting and OEM factory..not Chinese bumper. My only concern now is this paint is chip and will cause rust down the road

What else should I do before the appr comes out or so

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I know its little but I'm anal

 

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Posted

No I think they will. If that wasn't there I would do the bumper myself. I just looked and a bumper (factory) is 700-900...I'm assuming this will be near 2k to fix. Insane. I plan on keeping the truck for a long time. My last vehicle I had for 11 yrs so at least over 5 I'll own this. Just sucks I need body work done after 3 months of owning it

 

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Posted

Leave it alone until after they look at it. Then you could put a dab of grease on it until it goes in the shop to prevent rust.

Posted

Oh yea I'm not touching anything till its looked at.

 

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