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Sad day!! Wrecked my 2015 midnight

C-Dub'sZ71

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austingta Enthusiast

austingta

Posted
Posted

I am reasonably sure you are correct however I wouldn't be so quick to confirm or blame the manufacturer. When a vehicle is "totaled" it is a reflection of costs to repair approaching cost of replacement. I have seen cars that most would say are "write-offs" repaired to new and cars that still drive and look reasonable determined to be totaled!

 

Sorry...incorrect.

 

A vehicle is totaled when the repair costs plus the salvage equal 80 percent of the ACV before the wreck. The salvage value of that truck is VERY high... it may be totaled for sure.

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Donstar Senior Enthusiast

Donstar

Posted
Posted

 

Sorry...incorrect.

 

A vehicle is totaled when the repair costs plus the salvage equal 80 percent of the ACV before the wreck. The salvage value of that truck is VERY high... it may be totaled for sure.

Your comment supports the point I was making and was not incorrect. I was suggesting to another member not to be so sure the OP's truck wasn't totaled. If it is, this doesn't mean gm is to blame or that they are "worthless". I suspect my use of the word "replacement" caused confusion. If it is more cost effective for the insurer to replace the truck for the insured, this is the route they will take.

C-Dub'sZ71 Enthusiast

C-Dub'sZ71

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UPDATE: so I heard from the appraisal people today and they said that they were going to go ahead and fix my truck and that it didn't cause any damage to the frame. The only damage to the cab portion of the truck was on the rocker panels and I would have had to do much more damage for them to total it! Thanks to everyone for their concern and kind words! I'm beyond thrilled that I will have my truck back soon and I can turn this damn Dodge Ram rental back in!

 

 

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Dezrado Enthusiast

Dezrado

Posted
Posted

Ya usually I would want a new truck but I absolutely love the midnight edition and I really don't like the new body style so I would want the same exact truck but I highly doubt I'd be able to find a NEW 2015 midnight

 

 

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Ill trade front end with you, i have 2015 lol

  • 4 weeks later...
C-Dub'sZ71 Enthusiast

C-Dub'sZ71

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Posted

ae56cdb8de63ee70395794113ef3a3da.jpg70548211e495ab5989a9ed3f70e99afb.jpg

Got my truck back yesterday! I can't express enough how happy I am, this feels like it's been the longest month ever! Thanks to everyone for their kind words! The only issue I have is now I have to get the front window retinted

 

 

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Silvern Sentry Enthusiast

Silvern Sentry

Posted
Posted

ae56cdb8de63ee70395794113ef3a3da.jpg70548211e495ab5989a9ed3f70e99afb.jpg

Got my truck back yesterday! I can't express enough how happy I am, this feels like it's been the longest month ever! Thanks to everyone for their kind words! The only issue I have is now I have to get the front window retinted

 

 

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Make sure you tell your insurance company you also want diminished value if they only paid for repairs. The person who hit you is totally liable for this as it is worth less now even if the repair was 100% 'like new'.

 

I would anyway. http://www.carinsurance.com/Articles/diminished-value-claim.aspx

C-Dub'sZ71 Enthusiast

C-Dub'sZ71

Posted
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Posted

 

Make sure you tell your insurance company you also want diminished value if they only paid for repairs. The person who hit you is totally liable for this as it is worth less now even if the repair was 100% 'like new'.

 

I would anyway. http://www.carinsurance.com/Articles/diminished-value-claim.aspx

Ya the problem is the guy who hit me didn't have adequate insurance so his insurance company will only cover a certain amount and because of that I'm unlikely to get any diminished value compensation unless I take him to small claims court

 

 

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Silvern Sentry Enthusiast

Silvern Sentry

Posted
Posted

Ya the problem is the guy who hit me didn't have adequate insurance so his insurance company will only cover a certain amount and because of that I'm unlikely to get any diminished value compensation unless I take him to small claims court

 

 

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Document it and file a claim ASAP. I would. Why should you eat that, that is not fair. Should not cost much time or money at all to file a small claims court in your area. I would try the insurance company first, but why not name both parties? There is also a chance your insurance will pay it and then go after them depending on your policy holder.

galliher_nc Senior Enthusiast

galliher_nc

Posted
Posted

 

Document it and file a claim ASAP. I would. Why should you eat that, that is not fair.

Werd.

 

I'd go after them on principle alone.

  • 8 months later...
Andrewhtx Enthusiast

Andrewhtx

Posted
Posted

Hey I was hit similar and truck was repaired to like new but I have a quick question is your cabin noise a little higher now?

C-Dub'sZ71 Enthusiast

C-Dub'sZ71

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Posted

Hey I was hit similar and truck was repaired to like new but I have a quick question is your cabin noise a little higher now?

Sorry for the late response for some reason I didn't get a notification. To answer your question no not that I can remember, when I got it back it seemed to be as quiet as ever, but since then I installed a flowmaster super 10 series and dumped it right before the rear axle so the cab noise has increased substantially lol.

 

 

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Diaz_13 Enthusiast

Diaz_13

Posted
Posted

Sorry for the late response for some reason I didn't get a notification. To answer your question no not that I can remember, when I got it back it seemed to be as quiet as ever, but since then I installed a flowmaster super 10 series and dumped it right before the rear axle so the cab noise has increased substantially lol.

 

 

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Have any audio of the new exhaust!

 

 

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TheGovernment Enthusiast

TheGovernment

Posted
Posted

I don't think it's an insurance rule, it's Texas law. Frame replacement = salvage title. I have Farmers insurance and was having my 2014 repaired at my local Caliber Collision shop. They go 100% by GM repair manuals. My damage called for frame replacement due to the HSS. Texas law said totaled vehicle. I got a new truck. Simple as that.

 

My insurance adjuster wasn't aware of the rule either - she hadn't dealt with a frame replacement before, only repairs. The shop clued her in.

In Canada, they change frames all the time. I can buy a brand new GM frame for 1500$ CDN and about 8 hours to swap everything over.

Seems dumb that they would consider it totalled for something that is easily fixable.... I know it try US and different than us but still strange to me lol

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