Interest Rates?

[Ekordas]

What kind of interest rates/loan amounts/term lengths is everyone getting on these trucks? My dealer is trying to offer me a $39,000 loan at 4.9% for 72 months. I would pay it off in 3 years but 4.9% seems awfully high. What kind of rates have others gotten?

[loganbent]

Shorten your term, that rate is twice what I have on mine, compartment of at least 10% of loan amount will usually bring down the rate as well

 

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[EX-F150 owner]

I had 1.9% for 60 months with Navy Federal but it is paid off now. Currently I have 1.49% for 60 month with Pentagon Federal on the wife's Enclave. I would only use the dealer's bank for financing if it actually saved me money. In most cases it is better to take the cash and get my own.

[aircrewmen]

I got 1.7% through navy federal for 36k and I put 10k down cash but I've been with them for 10 years. my credit scores actually in the 600's to so it's not exactly good.

 

4.9% is really high for a new vehicle I would shop around more

[Ekordas]

But these are all military supported unions. I see that pentagon federal accepts eligibility for a one time $15 fee, but I won't know my rate until after I pay that. The MSRP of my truck is $54,000 and my loan amount will be $39,000 so I'll have almost 30% into the truck already.

[Savagecanuck1]

Lease rates from GM in Canada are 1.5% They just had a 2 week promo for 0% on everything GM makes incl vettes,Hds

[mzodarg]

Fort Sill Federal Credit union 1.9% for 72 months for credit scores over 800.

[ms55330]

my local credit union is at 1.89% for 36 months and only 2.49% for 72 months

[geektoad]

I got 1.9% on 60mo from Ally (Formerly GMAC). However, they were matching USAA, so still a military CU.

[pepguy1]

Last week I got 2.49% for 72 months from Bank of the West

[OkieDavid]

I got 2.39% from Ally for 60 months.

[sicsixxx]

In Canada. 0.99% over 60 months from TD bank. Twas a good promotion.

[Rangerrichz520]

1.54 for 60 with credit score 800+

[irish02bk]

1.99 for 84 months, cheap money, i'll keep mine invested instead of paying cash….

[2016 Sierra Owner]

1.99 for 72 months in September from BMO Harris bank. Arranged through my dealer and beat the best rates I could find.