Interest Rates?

[EX-F150 owner]

Just clicking on the links on the USAA page it says "you are not eligible for these discounts."

Go to the dealer with the approach that you are eligible for this. I never even looked on USAA before I purchased.

 

That may be why you got the discount since you have a savings account. I'm retired military and I don't have a checking or savings account with them. I've had the account for several years and don't remember if I had to pay a fee to join.

It was free for me to join

[Rob191288]

I need your guys interest rates, I took 3.15% for 84 months. Gonna refinance in about a year though. This was through Alaska FCU dealer did it.

 

 

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[Willc11]

I was able to secure 2.79 for 60 through EECU here in Ft worth. Makes me mad as the wrote my Cruze and the wife's jeep this time last year for 1.79 for 60. Credit score of almost 800.

[White LTZ]

Got 2.29% for 72 from Bank of America. They are currently showing 2.34% on their website.

[Dmendrin]

American first credit union 1.9 for 60 months.

[waynescaggs]

it started out with 4.9% for 72 then the credit union was 1.9 the dealer said they would match that and came up with 1.85% that was on 12/20

[Ekordas]

it started out with 4.9% for 72 then the credit union was 1.9 the dealer said they would match that and came up with 1.85% that was on 12/20

What credit union did you use originally?

[waynescaggs]

it sSimplicity credit union they were at 1.9% the dealer came up with 1.85% they started with 4.9%

[waynescaggs]

simplicity started with 1.9% dealer started with 4.9% then came up with 1.85% to keep it in house

[acfirst05]

1.9% for 72 months from Navy Federal Credit Union

[dredd]

2.0 for 72 thru Chase

[legierk]

NFCU offered 1.9% @ 72 mos. Dealer offered Capitol One 1.74% @ 72 mos. and that's what I went with. Take your best offer to the dealer and they will try to beat it.

[mike94silverado]

When I was at the dealer for service my saleman commented that he had never seen rates this good. He got someone 3.9 for 84, 1.9 for 72 and 60 from a normal bank (Suntrust) with rates like that you can take advantage of cash on the hood..... even used rates are great. I was offered 3.9 for 75 months on my 2010 (took GM Certified's 0 for 36)

[mike94silverado]

I will say always make sure you are getting the "buy rate" Dealers can and will mark up the rate and it's all gravy for them. Ask to see the call from the bank and take that rate or walk. in my case, they offered me 4.9 for 72 when I threatened to walk unless they let me see the computer screen with the calls I saw that the rate from the bank was 3.9.... I ended up going with the Certified used rate of 0% but still.....

[COW8OY]

2.55%, 72 mos, US Bank