Disarming Onstar

[ujtruck]

O-oh Yaaha ON * (star) mark of the Beast

[jro909]

do you live off the grid? or rob banks? i don't understand why you are so afraid of onstar? maybe watch alot of bait car?

[tanked_darren]

I am honestly starting to think you are insane or a terrible driver or both...You are seemingly paranoid about crashing your truck into someone and being sued, maybe it is best if you just sell the truck and buy a bus pass

 

Maybe you wouldn't object to having OnStar release your MPH information to your insurance company.

 

This is crazy talk. Never gonna happen, there would be too much of an uproar if insurance did things like this and A LOT more people would disconnect this feature if it was like this. Until it is law for vehicles to be able to record things like this, worrying about it is a waste of time.

 

 

FYI you can get 1 tons without onstar, we got new ones at work without it.

[nickvrebel]

weather you like On Star or not, i don't have it, or ever will. i'm the type who likes his privacy..everything i have, drivers license, vehicle registration, everything goes thru a PO.box. if i want someone to know where i live i tell them, if not it's none of their business. and no..i'm not paranoid but them selling to third party's i bet the finance CO. are going to love this. miss a payment or two, they already have your home address on the loan paper work, On Star sells them your GPS records, and it shows where you travel every morning to work/school what ever, so you get to work and the nice guys from the repo CO. are sitting there with their tow truck and morning coffee waiting for you....paranoid ?

Why would you worry about that? If you aren't paying your note then the truck IS NOT YOUR'S.

You signed a piece of paper that said you will make payments on a loan and failure to do so could result in having to give the truck back as collateral. So now you are suggesting that you would take their money and keep your collateral? I real man pays his debts.

[mhenshaw]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

[RyanbabZ71]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

 

I got 2 of those letters (one for each vehicle). I have yet to sign up. Mainly because I have never needed the service and hate the "we need your credit card" and "why are you cancelling" hassle.

[rv245]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

 

I got 2 of those letters (one for each vehicle). I have yet to sign up. Mainly because I have never needed the service and hate the "we need your credit card" and "why are you cancelling" hassle.

 

 

I've had different insurance carriers over the years, but State Farm is the only one that sends a request for how many mileage a vehicle is driven per year. I just got one a couple months back for my daughter vehicle. That was the final draw. I called up my insurance agent and canceled my insurance on it. Moved it to another company that I already had that doesn't ask.

 

Should add that after my free onstar was up on our new vehicle, I canceled that to.

[old-chevy-dude]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

 

I got 2 of those letters (one for each vehicle). I have yet to sign up. Mainly because I have never needed the service and hate the "we need your credit card" and "why are you cancelling" hassle.

 

 

I've had different insurance carriers over the years, but State Farm is the only one that sends a request for how many mileage a vehicle is driven per year. I just got one a couple months back for my daughter vehicle. That was the final draw. I called up my insurance agent and canceled my insurance on it. Moved it to another company that I already had that doesn't ask.

 

Should add that after my free onstar was up on our new vehicle, I canceled that to.

 

 

 

 

If you are receiving a discount because you claim to drive less than XXX miles per year (and State Farm is one of the few that gives that discount) but you drive well over that amount, then they are entitled to raise your rates by removing said discount.

 

I have the discount, it is figured based on the zip code for my Job and my Home, I work 6 miles from home, so my annual home-> work -> home mileage is calculated and 3,200 or some such, and they then doubled that for "pleasure use" and I have a 7,500 per year use on the insurance, since that is below the national 12,000 miles per year average I get a $350 per year discount.

 

if I drive over that claimed 7,500 miles per year, I fully expect them to remove said discount. It's a bonus, not a right.

 

I also recieve a $650 per year discount for having OnStar (do to the theft recovery feature, and instant accident alert), If i cancel OnStar I fully expect to lose that discount as well. So the insurance discount offsets the OnStar cost.

 

 

you cannot expect an insurance company to give you a discount because you told them I only drive XX per year, then not take it back when they find out you drive YYY per year.

 

In the same line of thinking, I don't ride my motorcycle much, but have it fully insured, when State Farm asked for my mileage on it last year and found out I had not put any mileage on it in 18 months (it's been on a jack in storage, but I've maintained full coverage) they cut me a refund check for 1 years insurance ($458) because I put zero miles on it.

 

I don't like the leeches that are the Insurance Industry as a whole, but I have honestly say State Farm has come thru for me several times in 25 years without any hassle, and without any rate increases, and I in turn have not accepted any discounts I know I wasn't due.

[rv245]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

 

I got 2 of those letters (one for each vehicle). I have yet to sign up. Mainly because I have never needed the service and hate the "we need your credit card" and "why are you cancelling" hassle.

 

 

I've had different insurance carriers over the years, but State Farm is the only one that sends a request for how many mileage a vehicle is driven per year. I just got one a couple months back for my daughter vehicle. That was the final draw. I called up my insurance agent and canceled my insurance on it. Moved it to another company that I already had that doesn't ask.

 

Should add that after my free onstar was up on our new vehicle, I canceled that to.

 

 

 

 

If you are receiving a discount because you claim to drive less than XXX miles per year (and State Farm is one of the few that gives that discount) but you drive well over that amount, then they are entitled to raise your rates by removing said discount.

 

I have the discount, it is figured based on the zip code for my Job and my Home, I work 6 miles from home, so my annual home-> work -> home mileage is calculated and 3,200 or some such, and they then doubled that for "pleasure use" and I have a 7,500 per year use on the insurance, since that is below the national 12,000 miles per year average I get a $350 per year discount.

 

if I drive over that claimed 7,500 miles per year, I fully expect them to remove said discount. It's a bonus, not a right.

 

I also recieve a $650 per year discount for having OnStar (do to the theft recovery feature, and instant accident alert), If i cancel OnStar I fully expect to lose that discount as well. So the insurance discount offsets the OnStar cost.

 

 

you cannot expect an insurance company to give you a discount because you told them I only drive XX per year, then not take it back when they find out you drive YYY per year.

 

In the same line of thinking, I don't ride my motorcycle much, but have it fully insured, when State Farm asked for my mileage on it last year and found out I had not put any mileage on it in 18 months (it's been on a jack in storage, but I've maintained full coverage) they cut me a refund check for 1 years insurance ($458) because I put zero miles on it.

 

I don't like the leeches that are the Insurance Industry as a whole, but I have honestly say State Farm has come thru for me several times in 25 years without any hassle, and without any rate increases, and I in turn have not accepted any discounts I know I wasn't due.

 

 

 

Problem is you must have a very good agent or something and I don't

 

Total miles from home to work....let's see 5 feet as I work at home so my vehicles do not see many miles. I have onstar on my truck and never seen a $650 discount. I agree with what your saying about giving discounts if you deserve them, but then why wasn't I told about the onstar discount or others that I might way been entitled to when I called my agent to add insurance on the vehicle when we bought it. I'm sure they would of know the vehicle had onstar when the ran the vin number. I don't think she even asked about it.

[redvett]

AARP also checks annual mileage with a letter to establish how many miles your vehicles have been driven. I get a good discount for Onstar,ABS,SDM and Security systems on my five vehicles.

[old-chevy-dude]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

 

I got 2 of those letters (one for each vehicle). I have yet to sign up. Mainly because I have never needed the service and hate the "we need your credit card" and "why are you cancelling" hassle.

 

 

I've had different insurance carriers over the years, but State Farm is the only one that sends a request for how many mileage a vehicle is driven per year. I just got one a couple months back for my daughter vehicle. That was the final draw. I called up my insurance agent and canceled my insurance on it. Moved it to another company that I already had that doesn't ask.

 

Should add that after my free onstar was up on our new vehicle, I canceled that to.

 

 

 

 

If you are receiving a discount because you claim to drive less than XXX miles per year (and State Farm is one of the few that gives that discount) but you drive well over that amount, then they are entitled to raise your rates by removing said discount.

 

I have the discount, it is figured based on the zip code for my Job and my Home, I work 6 miles from home, so my annual home-> work -> home mileage is calculated and 3,200 or some such, and they then doubled that for "pleasure use" and I have a 7,500 per year use on the insurance, since that is below the national 12,000 miles per year average I get a $350 per year discount.

 

if I drive over that claimed 7,500 miles per year, I fully expect them to remove said discount. It's a bonus, not a right.

 

I also recieve a $650 per year discount for having OnStar (do to the theft recovery feature, and instant accident alert), If i cancel OnStar I fully expect to lose that discount as well. So the insurance discount offsets the OnStar cost.

 

 

you cannot expect an insurance company to give you a discount because you told them I only drive XX per year, then not take it back when they find out you drive YYY per year.

 

In the same line of thinking, I don't ride my motorcycle much, but have it fully insured, when State Farm asked for my mileage on it last year and found out I had not put any mileage on it in 18 months (it's been on a jack in storage, but I've maintained full coverage) they cut me a refund check for 1 years insurance ($458) because I put zero miles on it.

 

I don't like the leeches that are the Insurance Industry as a whole, but I have honestly say State Farm has come thru for me several times in 25 years without any hassle, and without any rate increases, and I in turn have not accepted any discounts I know I wasn't due.

 

 

 

Problem is you must have a very good agent or something and I don't

 

Total miles from home to work....let's see 5 feet as I work at home so my vehicles do not see many miles. I have onstar on my truck and never seen a $650 discount. I agree with what your saying about giving discounts if you deserve them, but then why wasn't I told about the onstar discount or others that I might way been entitled to when I called my agent to add insurance on the vehicle when we bought it. I'm sure they would of know the vehicle had onstar when the ran the vin number. I don't think she even asked about it.

 

 

 

FWIW, they have no way of knowing you have an active OnStar account unless you tell them, having OnStar does not get you a discount, having the active account does.

 

 

When I bought my truck I called and told my agent, made sure my coverage included coverage for every option on the truck, and covered me if I was towing a trailer and the contents of the trailer.

 

I asked about the OnStar, specifically because of the theft recovery thing, knowing that on my last car I got a good discount for having a passive arming alarm (one that arms itself)..

 

all I can say is call and ask, some of it could be State specific discounts, but I do know that I mentioned it on the Avalanche forums and several others called and confirmed with their State Farm agents that a discount is available if you provide proof to an active OnStar account.

[rockcrusherrevived]

the fuse for onstar is in the drivers door fuse panel # 22

 

 

I have been told that there is a fuse under the hood, once pulled on-star no longer works.

[jdubya]

I am not really a conspiracy theorist (though I did find Jessie Ventura's show on A&E quite amusing at times) but I would question what they are planning to use this data for. Does the letter state what the purpose of this is? I worked in marketing for a couple of large corporations and I guarantee that they would not have issued this letter if they did not have plans to use the information in someway...

[RyanbabZ71]

Wow, this thread is way in left field. We got any zombie hunters?

 

But OnStar has hooked up with Statefarm in some new way. Someone on this forum said earlier that if you accept OnStar service through Statefarm then you are giving Statefarm permission to your truck. So if you drive 30k miles a year Statefarm will know and raise your insurance.

 

I got 2 of those letters (one for each vehicle). I have yet to sign up. Mainly because I have never needed the service and hate the "we need your credit card" and "why are you cancelling" hassle.

 

 

I've had different insurance carriers over the years, but State Farm is the only one that sends a request for how many mileage a vehicle is driven per year. I just got one a couple months back for my daughter vehicle. That was the final draw. I called up my insurance agent and canceled my insurance on it. Moved it to another company that I already had that doesn't ask.

 

Should add that after my free onstar was up on our new vehicle, I canceled that to.

 

 

State Farm has only asked my Milage if I had a "low mile" policy where we only drove the vehicles like less than 7500 a yr? Had that on my truck when we had 3 vehicles. Never had an issue just reported it when they asked each year nio biggies as I was getting a pretty nice discount oing that route

[03nosbusa]

Knowing where the fuse is is good but ive heard theres two modules for onstar does anyone know where they are on an 08, I would just feel better disconnecting the system all together, and also will it put a code out or cause any problems with my truck by disconnecting it?

 

Thanks for any help