Navigating senior years.

[KARNUT]

17 minutes ago, Atlas said:

No, it isn’t. Insurance companies are only getting richer under this grifting. Try again.

So much for being informed. What’s laughable with your statement is that there hasn’t been any changes yet. 

Edited December 14, 2025 by KARNUT

[customboss]

5 hours ago, KARNUT said:

5 hours ago, Atlas said:

Expand  

That is exactly what the current administration is trying to resolve.

More smoke and mirrors BS. 

[KARNUT]

1 hour ago, KARNUT said:

So much for being informed. What’s laughable with your statement is that there hasn’t been any changes yet. 

For clarification you may want to look up what the temporary Covid enhancement is. That set to expire. Basically it gives subsidies to middle and high earners. For instance a family of four making over 120K. A single person making over 60K. If you have a beef with Obama Care. Your beef isn’t with the current administration. The fact they’re even trying to fix the old administration mess is a surprise to me. To help the less fortunate to  keep it the current way with an extension doesn’t do that. I like to see a policy for catastrophic illnesses and a savings account for normal visits and procedures. Allowing a person to shop around for General Practitioners care. Competition would lower prices instead of insurance companies setting prices. It may be a utopian pipe dream. The current situation isn’t the answer. 

[PhilB]

49 minutes ago, KARNUT said:

Basically it gives subsidies to middle and high earners.

Partially true.  So that everyone is on the same page, this is what Google says:

The term "temporary Covid enhancement" most likely refers to the enhanced premium tax credits for health insurance under the Affordable Care Act (ACA), originally enacted as a temporary measure in the American Rescue Plan Act of 2021. These enhancements were later extended through the Inflation Reduction Act of 2022 and are scheduled to expire on December 31, 2025. 

 

Key Details of the Enhanced Tax Credits

• Expanded Eligibility: The enhancements eliminated the income cap of 400% of the federal poverty level (FPL), allowing households with higher incomes to qualify for subsidies if their health insurance premiums exceeded 8.5% of their income.
• Increased Subsidy Amounts: The amount of financial assistance was increased for all eligible income levels, significantly lowering the maximum percentage of household income that individuals and families had to contribute toward their premiums.
• Zero Premiums for Some: Individuals with incomes below 150% of the FPL became eligible for plans with little to no premiums for a benchmark silver-level plan. 

The enhanced tax credits are set to expire at the end of 2025, which would cause premiums for the approximately 22 million people currently receiving the credits to more than double on average. 

 

The current administration is against ACA, but they can't come up with a replacement beyond having a concept of a plan.  Trump has had since 2016 to come up with a replacement health plan.  I guess he's too busy grifting and golfing to come up with anything more than a concept.   

[customboss]

23 minutes ago, PhilB said:

The current administration is against ACA, but they can't come up with a replacement beyond having a concept of a plan.  Trump has had since 2016 to come up with a replacement health plan.  I guess he's too busy grifting and golfing to come up with anything more than a concept.   

Spot on Phil.  I wish they did give a ****** about the average American.  With Christmas break upon Congress the chance of passing anything that helps is slim to nil.  

[Atlas]

4 hours ago, KARNUT said:

So much for being informed. What’s laughable with your statement is that there hasn’t been any changes yet. 

That’s a false statement. Healthcare providers and hospitals have been measurably impacted by tariffs and all the illegally held/canceled and delayed funds for various funded programs including cancer research and other grants. 
 

Rural hospitals are already closing at an alarming rate because health systems have to plan for the coming changes in reimbursement and uncertainties. Health systems have already laid off staff in anticipation of budget shortages in 2026 as well as the impact to reimbursement. Read: droves of uninsured people showing up and needing care, with no/little ability to repay.

 

But, go on, since you know so much about this, please.

Edited December 15, 2025 by Atlas

[Donstar]

10 hours ago, Atlas said:

 

But, go on, since you know so much about this, please.

Please don't go on.  I appreciate that the politics of healthcare is a topic for discussion and/or debate but not here...please. Yesterday I was on the phone with my 102 year old Aunt for an hour.  She is remarkably aware and informed.  There is no extraordinary things she has done to live so long.  There is no obvious reason why I couldn't live another 30 years!  I doubt that I will but it is possible.  My Aunt knows she doesn't have much longer to live but currently has no critical health threat except the number of candles on her birthday cake.  

[KARNUT]

59 minutes ago, Donstar said:

Please don't go on.  I appreciate that the politics of healthcare is a topic for discussion and/or debate but not here...please. Yesterday I was on the phone with my 102 year old Aunt for an hour.  She is remarkably aware and informed.  There is no extraordinary things she has done to live so long.  There is no obvious reason why I couldn't live another 30 years!  I doubt that I will but it is possible.  My Aunt knows she doesn't have much longer to live but currently has no critical health threat except the number of candles on her birthday cake.  

Tomorrow is my birthday. I change decades. I live a charmed life I created with hard work and self reliance. No hand outs just hard work. Last night we had our annual Mother, brother’s, sister with spouses dinner. We all created a happy complete family and business. A yearly celebration with lots of reminiscing. 

[txab]

2 hours ago, Donstar said:

Please don't go on.  I appreciate that the politics of healthcare is a topic for discussion and/or debate but not here...please. Yesterday I was on the phone with my 102 year old Aunt for an hour.  She is remarkably aware and informed.  There is no extraordinary things she has done to live so long.  There is no obvious reason why I couldn't live another 30 years!  I doubt that I will but it is possible.  My Aunt knows she doesn't have much longer to live but currently has no critical health threat except the number of candles on her birthday cake.  

Ok, you've heard from the OP. It's his thread, he wants the current debate halted and get more back on topic. Please abide his wishes

Edited December 15, 2025 by txab

[diyer2]

Same ole format.

[Atlas]

3 hours ago, Donstar said:

Please don't go on.  I appreciate that the politics of healthcare is a topic for discussion and/or debate but not here...please. Yesterday I was on the phone with my 102 year old Aunt for an hour.  She is remarkably aware and informed.  There is no extraordinary things she has done to live so long.  There is no obvious reason why I couldn't live another 30 years!  I doubt that I will but it is possible.  My Aunt knows she doesn't have much longer to live but currently has no critical health threat except the number of candles on her birthday cake.  

 

We have one of those aunts in our family too (my mom's). She's 96, still a spitfire...and will likely outlive us all. Remarkably, she's still living mostly independently in a multi-level, single-family home. She has help a few days per week. If there's a role-model for aging, she's probably a good candidate.

[customboss]

2 hours ago, KARNUT said:

I live a charmed life I created with hard work and self reliance.

Right. Roads you drive on you built, you police your own town and area. You built and designed  the heavy equipment you profited from. 
You are so healthy and prescient you  self treat and taught the doctors who are required to enable the rest of us weaklings to survive. 
 

You are THE SELF MADE MAGA MAN. 

[KARNUT]

9 minutes ago, customboss said:

Right. Roads you drive on you built, you police your own town and area. You built and designed  the heavy equipment you profited from. 
You are so healthy and prescient you  self treat and taught the doctors who are required to enable the rest of us weaklings to survive. 
 

You are THE SELF MADE MAGA MAN. 

Nasty,Nasty man. Pretty soon only new subscribers will respond to you nasty man. This is my last with you. I’ve said it before, this will stick. As far as roads and the like. I’ve paid my taxes and give to charity. By nasty man. 

[customboss]

Most of us as we age get somewhat wiser. Problem is we have many entitled malignant narcissists post on this site. The real problem is IGNORANT MALIGNANT NARCISSISTS. See above. If shoe fits. 
Im just a simple disabled veteran. 

[Atlas]

So who's had a colonoscopy lately?

 

Any knee surgeries? Anyone switching Medicare plans for the new year?

 

Back to the regularly scheduled programming...