Got rearended :(

[Jose_Haha]

Going to work didn't want to hit a skunk and some 20 year old hits me. Any tips on working with state farm? First word out of the sherifs mouth was "chevy tough!".

 

Edited September 27, 2018 by Jose_Haha

[Jose_Haha]

[J-man67]

Wow!  That's awesome.  Looks like your spare tire took the brunt of that hit!

[Jose_Haha]

2 minutes ago, J-man67 said:

Wow!  That's awesome.  Looks like your spare tire took the brunt of that hit!

and the exhaust, think i'm just going straight pipe when they fix it.

[J-man67]

and the exhaust, think i'm just going straight pipe when they fix it.

Doesn't look like the exhaust is too bad, but I hear you. Time for a change up!

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[Kevinreitan]

had the same thing happen to me last summer.  didn't look too bad until the bumper was removed, spare tire "mounting" was twisted and the back end of the frame bent down.  

[Jose_Haha]

8 minutes ago, Kevinreitan said:

had the same thing happen to me last summer.  didn't look too bad until the bumper was removed, spare tire "mounting" was twisted and the back end of the frame bent down.  

do you have pics? so i know what to look for? thanks

[btj_z71]

My frame bent too when this happened,  was $9k to fix.  This was in Feb 2016.

Edited September 27, 2018 by btj_z71

[Sierra Dan]

Fist off, hope everyone is OK.

No matter what insurance company you deal with.....  insurance is Legalized Extorsion if you ask me! 

[btj_z71]

16 minutes ago, btj_z71 said:

My frame bent too when this happened,  was $9k to fix.  This was in Feb 2016.

 

[btj_z71]

1 hour ago, Jose_Haha said:

Whether or not the frame is damaged, file a Diminished Value claim too.  You can get some extra cash due to the value of the truck declining because of the accident.

[Fix29]

Don't let them tell you about their preferred shop bs. Bottom line is you can take your truck to any shop you please.

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[duquephart]

Distracted driving issue? Cell phone records?

[300 Blackout]

Sorry to see this. If you ask me, I’d take the rear end damage over hitting the skunk. At least rear end damage can be fixed and is covered under insurance. Crush a skunk and get that shit squirted all over your truck and sucked into crevices... your truck would never be the same. Just when you think you’ve cleaned it all, a nice hot, humid day will come around and before you know it you smell like Ron Burgundy covered in Sex Panther. Just Brutal.

What does your warning sticker say?
Did you stamp a smiley face on his hood?

[Moore84]

Glad everyone is OK, have to love driving a truck, I always tell my wife at least if we get in an accident the truck should "win", it definitely did here.

 

As far as working with State Farm you can have your car fixed anywhere you want, they send an adjuster, give you the estimate and they can send you a check at that point. Take the estimate to your chosen shop and they "should" honor the SF estimate(although they would usually charge you more if you didn't have the estimate, but this is common practice and they are very used to working off of insurance company estimates). State Farm gives you the estimate on fair value of parts and labor in your area so shops will fix it for what they pay you. State Farm also has preferred shops they use and there are usually quite a few available given your location. If you chose one of those shops they will pay them directly, also there is the benefit that the preferred shop has to guarantee the work(body/paint/frame/ect) for as long as you own the vehicle(it's in their contract with SF), so if there ever is a problem with the repair you can take it back to the shop to be fixed free of charge. So I guess there's some piece of mind in that, for what its worth. GL with the repairs. At least the smiley face seems to still be going strong!