Jump to content

Truck took a hit

Chris828
 Share

Recommended Posts

Chris828 Enthusiast

Chris828

Posted
  • Author
Posted
10 hours ago, MikeBMW said:

Yeah, a stock truck might be fixed ... once modified with different tires and a lift, well, it's a crapshoot ...

The only modifications to my truck are window tint, amp/subs, more aggressive tires, airaid intake tube and interior lights. No major modifications or ones that can't be removed.

  • Like 1
mikeyk101 Senior Enthusiast

mikeyk101

Posted
Posted (edited)

I had that happen 5 years ago. Happened early A.M. and my previous truck was parked. Major damage to left rear and impact was so hard, truck was pushed forward about 20 feet and front right tire was pushed over the curb and onto the grass. Funny thing was that our block was only a block long and a "T" on both ends. I still don't know how stupid was able to get up enough speed to do the damage that he did. Of course he took off. I heard the crash but was recovering from surgery so there was nothing I could do. Luckily, my wife had just come home from work and was in kitchen when it happened. She grabbed her keys and pistol and ran out the door. She was able to track down this guy and found out he was drunk. She was able to get the police there quickly and they arrested the guy. He was driving a Silverado and I was actually surprised at the lack of damage on his end. 

 

I was more than pissed because I was about to trade this truck in soon. It was a 2008 that I had bought used and had it for almost 5 years. It had no previous accidents. Now it took a major hit. Luckily he also had insurance and between his insurance and mine getting involved, it got fixed. But now it was going to have a strike whenever a Carfax report was pulled. So I discovered info on Diminished Value and filed a claim for that with his insurance. This covers the difference between what a accident free vehicles value is compared to the value of vehicle with accident damage. At first they tried lowballing me and I rejected their offers. Finally they came through with a figure I was happy with. It ended up covering the difference when I did trade in the truck. But on top of that, his insurance while managing the DV claim, also got involved with body shop as they felt certain things of the fix weren't done to spec and had the body shop correct the mistakes. IMHO, the mistakes were very minor but his insurance wouldn't sign off until the repairs were done 100%. That actually worked out to my benefit.

 

So look into Diminished Value. It doesn't matter if repairs are made or the vehicle is totalled. It still had a certain value prior to accident and lost significant value as a result. If it is totalled, insurance will still try to lowball you. If end settlement is less than what the value should be, Diminished Value would help cover the difference...

 

Just to add, you don't have to even be ready to trade in vehicle. Bottom line is the day before you vehicle was hit, it had a certain value and the day of the accident, it's value has significantly dropped. You are owed the difference even if you plan on keeping the repaired truck...

 

 

IMAG1074.jpg

Edited by mikeyk101
  • Like 3
Chris828 Enthusiast

Chris828

Posted
  • Author
Posted

This is the adjusters estimate before going to the repair shop. I have a pretty strong feeling that total will be going up once they dig into it.

Screenshot_20211007-083633_Acrobat for Samsung.jpg

  • Like 1
mikeyk101 Senior Enthusiast

mikeyk101

Posted
Posted (edited)
7 hours ago, Chris828 said:

This is the adjusters estimate before going to the repair shop. I have a pretty strong feeling that total will be going up once they dig into it.

Screenshot_20211007-083633_Acrobat for Samsung.jpg

Yeah, it may go up a bit but usually just on smaller stuff that is hidden. I know when it happened to me over 5 years ago, mine came out to just over $7100 not including the rental car and the insurance company wouldnt total it out. I was kind of hoping they would based on the damage. And this was on a 8 year old truck that would have been worth between $14 and 15k prior to the collision. 

Edited by mikeyk101
  • Like 1
Chris828 Enthusiast

Chris828

Posted
  • Author
Posted
3 hours ago, mikeyk101 said:

Yeah, it may go up a bit but usually just on smaller stuff that is hidden. I know when it happened to me over 5 years ago, mine came out to just over $7100 not including the rental car and the insurance company wouldnt total it out. I was kind of hoping they would based on the damage. And this was on a 8 year old truck that would have been worth between $14 and 15k prior to the collision. 

Oh it's definitely going up, got a call from the shop telling me they had to bring it to their other location. Told me they were better equipped for trucks and that they believe there is substantial frame damage. 

  • Like 1
  • Sad 2
dieselfan1 Senior Enthusiast

dieselfan1

Posted
Posted

50 an hour labor?

That place works cheap. Too cheap. I'd question that. 

You can't get anything done for 50 an hour these days.

As a carpenter I wouldn't even start my truck for anything less. 

 

  • Like 2
Chris828 Enthusiast

Chris828

Posted
  • Author
Posted
40 minutes ago, dieselfan1 said:

50 an hour labor?

That place works cheap. Too cheap. I'd question that. 

You can't get anything done for 50 an hour these days.

As a carpenter I wouldn't even start my truck for anything less. 

 

That was the insurance adjusters quote, I highly doubt the collision shop works at that rate. I'd say double at least

  • Like 1
  • 3 weeks later...
Chris828 Enthusiast

Chris828

Posted
  • Author
Posted

Just an update to my truck, the collision shop is replacing the entire frame and rear end on top of the other estimate. The other drivers insurance is handling everything including the rental I have been driving around.

Screenshot_20211027-073509_Chrome.jpg

  • Like 2
  • Sad 2

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing

  • Latest Articles

  • Posts

    • richard wysong
      Gas Prices

      By richard wysong · Posted

      Diesel $5.42 at the truck stop on the hi-way
    • Chuck FB
      Joke Thread

      By Chuck FB · Posted

    • txab
      Gas Prices

      By txab · Posted

      $3.59  
    • needafix
      2019+ Brake failure, it's complicated

      By needafix · Posted

      I'm not sure if this should be a new topic, let me know if it's out of place. This my first post. Thanks 85077522 - AC Delco GM Genuine Parts Brake Master Cylinders. Anyone else had to replace this brake master cylinder yet. I didn't do any brake work, it looks like new parts and I've had the truck for about 4k miles, 119k total miles.  When it started to throw codes I did the calibrations with a bidirectional scanner and got the codes to clear but they came back so I did the routine; base bleed, automated bleed and final base bleed. All that with Bosch ES16-32N fluid (please look it up). That seemed to fix it but 100ish miles later it failed again so I ran the same process but with a pressure bleeder this time and got the same results, fixed for 100ish miles. The original fluid looked bad and I thought I got most of it out, it could've been the wrong fluid. The codes; P25A2, C05B0-00, C2A1B. I can get them to clear but not for long. The C05B0 indicates a leak in the front circuit (which is bone dry) so I'm thinking of doing the bleed process on that front again today and I don't know if that's taboo to just do the front but at this point it seems like it's worth the try anyway. The new master cylinder/module unit is supposed to get here today. But now I'm pretty much convinced this install is over my head. I've called several shops and some mobile guys that I know but this thing is like radio active material, scary wise. I did get 2 local shops say they should be able to do it, one says he has the SPS2 programing capability. And with the battery disconnected is there supposed to be pedal resistance, mine is to the floor, then if I pump it I can get some resistance. I had a panic stop prior to this issue which may have contributed from what I read. And on the first attempt to bleed and hydraulic test the scanner listed things to look for and one was any gaps between the pad and rotors which I did notice on the RF corner and I removed the outer pad (where the gap was) cleaned it and the hardware and didn't see a gap after that but will re-check it. I read that if pushing the caliper pistons back then you're supposed to open the bleeder so as to not push fluid backwards into the abs module or it will damage it. If that's true then that's also a possibility from the previous owner having the brakes changed before I got it. I'm using an XTool ip500 scanner. Any suggestions, questions and comments welcome. 
    • Donstar
      Navigating senior years.

      By Donstar · Posted

      Next Friday will be my 6 week point from my right knee replacement.  The surgeon says it will be fine if I choose to drive after this checkup.  I know I could drive now but best to do as my surgeon (and my wife) tell me.  Richard compared being 62 to 72.  I remember when I was in my early 60's I was experiencing slow but regular decline in my mobility.  Thanks to good medical support,  i continued to fight the speed and spread of this decline. During my 60's I worked on non-surgical methods and just when I turned 70, my orthopedic surgeon recommended joint replacements.  In a little over a year, I had one shoulder and both knees replaced.  This hasn't been a terribly fun experience, but worth the discomfort as my future mobility health trajectory has reversed.  It is a treat to now be watching my mobility. balance and confidence steadily improve!

  • GM-Trucks.com Clubs

  • Popular Contributors

×
×
  • Create New...